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<br /> �E�"��ERS"is II�I�rtgage Electroni��e�is�rat��n S�sten�s,In�.NI�RS is�.s��arate�o���ratiQ�that�s�ctin�sol���
<br /> a� a ��omine� �ar I����t�er and Lent�€�r's suc�:c�����rs �.n� as�i�;ns. ��ERS is ��� benefi�iary under th�� S�cur�ty
<br /> I�strument.M.E��is�r�a�.i.�ed and�x�s��n�;und�r�h��a�s�f]Delawa�re,and has an adc�.r.r�ss and telephone number of
<br /> P.�3.B�x��26,Flint,MI����1w2�2f,�e7.�BSS�67�-�II�IE�t�.
<br /> (F}``�tite"means t�c p�on�iss�ry r���e signed by B�rr�wer and d�.�:cd Ni�v�8,���4.The Note states�hat B4rr�vver�rn��s
<br /> I��.n��r SI�T�THCIUS�►ND AND N�]I14�I3c��la.rs�I.�.�. �f D,��I�.�D}plus in�eres�.B�rrc���er has promis�d to pa.y th��
<br /> debt�n r��ul.a:r�'e�iac����'a.�m�n��and ta pay th�debt i�fu�l no��at�r tha��.June l,20�9.
<br /> ���"Pr�p��ty"r��e�.ns�he prap�rt���a��s d�s�r����d.b�Iov�u�.��r�h�he�.�i��"T�ansf�r of R:i��ts�n��e�'r����.'s
<br /> ��i}"Laan'�mcans the d.�bt�;�ridenced by the No�e,pl�s int�r+�s�,an�prcpa�men��]hargcs and la���harg�s du���de��hc
<br /> �a�e,and a�l su�s due under�his�ecurit�Instrument,p�us ir��erest.
<br /> �I�`�Rid�rs"m�a�ns a�1 Ric��rs�o this Securit�I.nstru.me�.�xhat ar�e�.�cu���.b}�Barr.���r.rrl��fallo��ng R�.ders a.re t�
<br /> be e�ecut�d by Borro�er�check bax as�ppl��ableJ:
<br /> ❑ �.dj�.stable R�.�e H.id�� ❑ �;an�.��n�n.iur�:�_�der �] Secox�c�Hc�me Rider
<br /> �] �al�oo�l Rid�r �] P�axu�ed LJ���L��ve��►�rn.ent R�der [] �A R.i�er
<br /> ❑ �-4�'ar��il�r Rid�r ❑ :�i�eel��Pa}�ment Rid��
<br /> ❑ ��her�Spec�f�]
<br /> �J}"APP�icabl�e I.1a��v" mea��s al.� coxatrallir���pplicable fed�ra�, ��a�� an� l�ca� statutes, .reg��ations, o:rdi��at�.ces and
<br /> adminis�.ra�i�e rul�s.a��.d �r�e�s �that have �hc ����ct of la�� �.� tiv�li as all ap�li�ab�� final, n�n-appealah�e jud�cia�
<br /> �pin�ons.
<br /> �K��`�:�n�mun�tfr�.�sociation�u�s,Fe��,�nd Assessments"tr�.e�.ns all��z�s,fces,�.�s�YsSmen�s anc��th.er charg�s�h.�.t
<br /> ar�imposcd on Borro��r flr�.he Pr���rty b�a c�ndom���iuin�.ss�cia�:�on,ham�owners�ssoc��.tia�or si��ilar�ar�anizat�on.
<br /> �I��`�Electronic Funds Transfer"n���.n�a.n�r�ra�.�fer c��f_un�s,�tl��r th�.n�.t.ransactian��-�ginat�d b�r ch��;k,c�.r�.ft,�r
<br /> sinlilar paper ins�ru�1���.�,vvhi�h i�in�tia��d throu�]�a�e1ec�:r��ic��rnzi�al,��lephonic ins�rumen�,�om�uter,or ma��cric
<br /> tape so as�€�order,ins�ruc�,or au��ari�e a f�r�ancia�inst�tu�ion�a d�bit or ered��an aCcoun�.Such t�rm includes,but is n��
<br /> Iimite��o,p�in�w��sa�e�ran�fers,�..�.��c�ma��d�e�ler maChine�ra.nsac�ions,tra.nsfers in��i.a��d by te�ephone,�w�re�ran�f�rs,
<br /> an�1 a���oma�ed�leaa�iri�;ho�rse iran�f�r�.
<br /> (l��"���r��Item�"��an.�thase i.tex�s t�a�are���c�-�bec�.���.Sect�on�.
<br /> �N)"N�is�e�lan�ous Pra��eds"me�.ns a,�y G€�mpensat��n,se����rnent,a�ard of�am�.ges,or�roceeds�aid by any�hird
<br /> par�y�othe.r�ha�.in�►��rant��pr�t�e�ds p�.id under the co��era�;�s de���-ibed in.Section 5�f�r:�i}daxnage�a,or des�ru��:�ian
<br /> of., th� Pr��er�y; �zi}conder�.n�.�i��. or ath�r ���n�; of a�� or a��Y �ar� ��f th� P�op�rt�; �i�i.}conv���.c� i� l��u of.
<br /> cQnde�rinati�n;or��v}n�isr��resen�a�ia��s of,c�r����s5io��.s as�o,the value�.nd1�r cond��i�n��'��.e�'rop�rtyr.
<br /> ��}"1VI�rt�age Insuran�e"m.�ans insura��c:�pro��ct���Lend�r a�ain�t�h�non��.�rment of,�r d��au�t on,xh�Loan.
<br /> (P}"Periodic�'ay�ent"m.eans t.h���bular��s�hedu�e�.amoun�due f�r�i}pr.�ncipa�.�.r��.in��.r�s�under the Note,p�us
<br /> �i�)a�y a�nounts u��c��r Sec�ion 3 of���is S�curi�Ins�r�um�nt.
<br /> ���``R.ESP��' meax�s ��ae �.��� Fstate �ett��xn���t F���edur�s A�t ��? U.�.�`. � �64�. �t s��.) and �ts i.�n:pl.e:r.r��nti.ng
<br /> r�gu�at��r�, R���.la�i��n� ��� �`.F.R. Far� 1����, �.s �h�y rni�h�be a�n�nded fr��n� timc to t�m�, �r an� addi�ic�na� ar
<br /> s��cessor 1���s��.�ian or regu��.�.�e�n t��.t b�ti�crn��hc sa�r��subj���:�a�ter..�.s used in this S��ur�ty Ins�rusnen�,"RESP�"
<br /> ref.ers to al�re�uirelnen�s and r�stri�ti€�ns�ha�a���mpo�ed in r�gard to a"fe�era�l�r rela�ed mortga�e lo�n"���en if�h�
<br /> Lo�.n�laes no�qua�if�r�s a"fed�ral��re�a�e�l r�.o.r��age loa��"un�er:�ESP�..
<br /> �l�}"Su��e���r in�n��rest af Barrow�r"means any pa:rt�r�ha���as ta�.�n�itle���h�Pr�per�y,�hether�.r nc�t that party
<br /> �as assun�ed Borr�v�•�r's o�li�at�ons�.n�cr the��te a.��d�"or�his Seeurit��nst�-umcn�.
<br /> NEBR�ISKA-Singl�Family-Fann�i��aelFredd�e�ac UNIF�]RAA INST�U�EN�with MERSFvrm 3a28 '�1�'1
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