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��14�3443
<br /> An�r applica�ion of pa�m�nts, �nsurance prflceeds, or M�scellaneous Prn�eeds�o principal due und�r the N�te
<br /> shal�not ex��nd�r pos�pone the due da�e, or chan�e��e amount, of�he Per�odic Paymen�s,
<br /> 3. �unds for Escrow It�xns. Borr�vver sha�i pay to I..�nder on the day Periodic Payments are due under�he
<br /> Note, until �he Not��s paid in full, a sum�the "Funds"� �o pro�ide for pa�men�of arx�ounts due for: �a} ta�es
<br /> and assessmen�s and other i�ems wh�ch can atta�n priori�y over this Secur�ty Instrument as a�ien or
<br /> encumbranG�on the Proper�y; �b} leasehold paymen�s or ground rents on the Propert�, if an�; ��} premiums
<br /> for any and ai� �nsurance requir�d by L.�nder under 5e�t��n 5; and �d} M�r�gage Insuran�e premiums, if any,
<br /> ar any sums paya�l�by Bnrrower ta Lender�n��eu of the paymen�of Mor�gage�nsurance premiums in
<br /> accardance vwi�h th�pra��sions af Section ��. These i�em� are called "Escr�w ��en�s." A�or�g�nat�on�r at
<br /> any t�me during the term❑f�he L,aan, Lender may r�quire�hat�ommun��y Association Du�s, Fees, and
<br /> Assessmen�s, �f an�r, he escrowed b�r Borrower, and such due�, fees and assessments sha�I b�an�scrow
<br /> I�em. Borrawer shai�promp�ly furnish to I..�;nder a�l no�ices of amoun�s to be paid under�h�s Sec��on.
<br /> Barr�wer shall pa�Lender the Funds f�r Escrov� Items unless Lender wa�ves Borrower's�hligat�on�o pa�
<br /> �he Funds for any or a�� Escrow �tems. Lender ma�waive Borrower's obl�gati�n to pay�o L�nder Funds f�r
<br /> any or a�� Escrow I�ems at a.ny time. Any such wa��ver may on��r be in writ�n�. �n the e�ent af such wai�er,
<br /> Borrav�er shall pay direc�ly, when an�i v�h�re payable, �he amaunts due for any Es�row �ten�.s for which
<br /> payment�f Funds has be�n wa�ved�y Lender and, �f Lender requ�res, shali furnish ta Lender rece�pts
<br /> evidenc�n� such paym�nt v�rithin such time per�ad as Lender nza�requ�re. Borrawer's flb�igatzan�o nlake
<br /> such paym�nts and to provide rece�p�s shall for ai�purposes be deem�d to�e a co�enant and agreemen�
<br /> contained �n this Securi�y Instrumen�, as�he phrase "co�enan�and agreement" �s used in Se�tion 9. If
<br /> Borr�wer�s ob��gated�o pay Escrov� ���ms d�rect��, pursuant to a vua��er, and B�rrow�r fails to pay the
<br /> amoun�due f�r an�scrow Items Lender may e�.ercxse i�s rights under Sec��tin 9 and pay such amoun�and
<br /> Borrawer sha�i then b�oh�igated under Sec�ion��o repay �o Lender any such amount. Lender may re�ake
<br /> the v�a�ver as to any or al� Escr�w �tems a�an�t�me by a notice gi�ren in accordance with Sec�ion 15 and,
<br /> upon such revoca�ian, B�rrav�er shall pay to Lender a�l Funds, and in such amaun�s, that are then required
<br /> under�his �ection 3,
<br /> Lender may, at an� ��me, co�Iect and ho�d �unds in ar�amount�a3 suff�Gient to permi�I.ender to apply �he
<br /> �unds at�he t�me specif�ed under RESPA, and ��}no�ta exce�d�he m�axinzum amaunt a�end�r can require
<br /> under RESPA. Lender sha�I est�ma�e the amount of Funds due on�he basis of current da�a and reasonable
<br /> estimates a�`expendi�ures of future Escrow �tems or a�herwise in accordan�e vvith App��cab�e Lav�.
<br /> The Funds shall be held in an institut�on w�o��deposits are�nsured by a federal agency, instrumental��y, or
<br /> entity �including Lender, if Lend�r is ari�ns��tution whas�depos�ts are so insured}or in any Federal �3ome
<br /> Loan Bank. Lender sha�l app�y the Funds�o pay the Escrovv I�ems no later than�he��me speci�ed under
<br /> RESPA. L.�nder shaii not charge ��rrower for h�lding and apply�ng�he Funds, annua�ly analyzing the
<br /> es�raw accaunt, or�erifying the Escra� I�ems, unl�ss Lender pa�s Borr�v�er�nterest on�he Funds and
<br /> Appiicable Law permi�s Lender to make such a charge. Un�ess an agre�men�is made i�a writin�or
<br /> Applxcable Law requ�res interest to be pa�d on the Funds, Lender sha��na�b�required ta pay Bnrrflw�r an�
<br /> �nt�rest or earnings on the Funds. Borrower an� Lender can agree in writing, h�wever, that in�ere5t sh.a���e
<br /> paid on the Funds. Lender sha�i giv�to Borrower, w��hout charge, an annuai accounting of the Funds as
<br /> requ�r�d hy RESPA.
<br /> �f�here�s a surplus of Fund�held in escrow, as de�ined under RESPA, L.ender sha�i accflunt�o Borrvvver for
<br /> �he ex�ess funds �n a��ordance with RESPA. I#'�h�re�s a shortage of Funds held in escrow, as de�ned under
<br /> RESPA, Lender shall not�fy Borraw�r as requ�red by RESPA, and Borrower shaii pay to Lender the amount
<br /> nec�ssary to make up the shor�age in acc�rdance w�th R�SPA, but in no more�han ��manth��r paymen�s. If
<br /> there is a def�c�ency of Funds he�d in escrow, as d�fined under RESPA, Lender shall notif� B�rrov�ver as
<br /> NEBRASKA-5ingle Famity-�a�nie Mael�r�ddie Mac UNIFQRM INSTRUMENT �orm 3q28't1�1
<br /> VMP� VMP6(NE�{i 3QZy
<br /> Wvtters Ktuwer�inancial Ser�ices Page 5�f�7
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