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��14�3443 <br /> ��� "Lender" zs H�m� Federa� 5a��n�s and Loan Assn af Grand I s�and <br /> L�nder is a Sa��ngs and Loan <br /> �rganized and existing under the laws of The Sta�e of Ne�raska . <br /> L�nd�r's addr�s� z� �21 Sauth L�cust St Grand I�1 and NE �88�1 <br /> . <br /> Lender is th�b�ne�ciary under this Security Instrumen�. <br /> �D� "Trustee" �s Ar�nd R �3aa�k, Att�rney <br /> . <br /> 4 E� "Nvte" m�ans th�prom�ssory n��e s�gned b�r Borrower and dated J u ne ��, Z��.4 . The Nate <br /> states�ha� Borrow�r owes Lend�r F�RTY F I IlE THDUSAND Tl�� �UNDRED N I�ETY F I VE <br /> allo 00�1�� <br /> Do��ars �U.S. $45,295.4� }pius zn�erest. B�rr�wer has promised ta pay th�s debt in reguiar <br /> Periodic Paymen�s and ta pay the debt in full na�Ia�er than �u 1 y l, �a�4 . <br /> 4 F� "Prop�rty" means the praperty that�s descr�bed�elow und�r�he heading "Transf�r af Righ�s�n�he <br /> Propert�," <br /> t G} "Laan" means the debt e��denced�� �he Not�, pius interest, an�pr�pay�m.�nt charges and late charges du� <br /> under the Nate, an�al� sums du�under thi� S�curity Instrumen�, plus in�erest. <br /> �H� "Rid�rs" means a11 Riders�o this Se�ur�ty �ns�rument that are executed�y Borrower. The f��l���ng R�ders <br /> are���e execu�ed�y Borrower �check bo�as app��cable]: <br /> [..�Adjustable Rate Rider 0 Condominium Rid�r [� Second Home Rid�r <br /> [�Balloon Rider � P�anned Uni�Developm�nt Rider [� 1-4 Family Rider <br /> [�VA R�der 0 Biweek�y Paymen� Rider [� �ther��} �spec�fy� <br /> �I� "Applicah[e Law re means all controlling applicab�e fed�ral, state and loca� s�atutes, reguia�ions, ordinances <br /> and administra�ive rules and orders �that ha�e the effect nf�aw} as we�i as aI� app�zcab�e�nal, n�n-appea�a��e <br /> �ud�c�ai apin��ns. <br /> �J� "Cvmmun�ty Association Dues, Fees, and Assessments" rneans alI dues, fees, assessm�n�s and��her <br /> charges that are imposed on Barraw�r or the Praper�y by a condam�n�um ass�c�ation, hameowners <br /> association or similar organizati�n. <br /> 4K} "Electrnni� Fund� T�ansf�r" means any transfer of fund�, other than a�ran�action�riginated by check, <br /> draft, or similar paper instrumen�, wh�ch is initiated through an e�ectron�c terminai, telephanic instrument, <br /> camputer, or magnetic tape,�o as to order, instruct, or autharize a f�nancial �nstitution to debit or Credit an <br /> account. Such�erm includes, but is no���mi�ed�o, point-of-sal�transfers, au�oma�ed tei�er mach�ne <br /> tran�act�ons, transfers in�t�ated by telephone, w�re transfers, and aut�ma�ed ciear�nghause transf�rs. <br /> �L� "Escrorrv Items" means th�se items that are d�scribed in Section 3. <br /> �M� "Misc�llaneous Praceeds" mean� any compensa��on, sett�em�n�, a�ard af�amages, �r proc�eds pa�d by <br /> any third part� �a�her than�nsuranc�pra�eeds paid und�r the coverages described in Section S} for: �i} <br /> damage to, or des�ruction of, the Praperty; �ii} condemnation or ather taking�f a�� or any par�of the <br /> Prap�r�y; �iii}conve�anc� in��eu of cond�mnation; or�i�} m.isrepresenta�ions of, or omissians as��, �h� <br /> wa�ue andlor c�ndi�ion af the Pra ert . <br /> NEBRASKA-5ing{e�amiEy-�annie Mael�reddie Mac UNlFDRM iNSTRUMENT F�rr�3q28 11q� <br /> VMP� VMP6{N�f{1302} <br /> Wo�t�rs Kluw�r Fir�ancial S�r�iGes Page Z of 17 <br />