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s � � ��14�33SS S THE NURTH FIFTY TVL��(52)FEET 4F LQT UNE�1�,BL�CK TWENTY FIVE(25},PACKER& BARR'S SECaND ADDYTI�N,GRAND ISLAND,HALL COLTNTY,NEBRASKA. Tax Parcel No.4U0�70936 which has the address of,2Z8 N CUSTER AVE,GRAND XSLAND,NEBRASKA 688U3�herein"Property Address"}; T4GETHER��TH all the imprvrrements now or hereafter erected vn the prvperty,and all easernents, appurtenances and fixtures now or hereafter a part of the praperty.All replacements and additions shall also be cv�ered by this Securi#y Instrument.All of the foregoing, is ref�rred to in thi� Security rnstrument as the "Praperty.,' BQRR�WER COVENANTS that Borrow�r is lawfully seised of the estate here6y con�eyed and has the right ta grant and con�ey the Pmperiy,and that the Prop�rty is unencumbered,except far encumbrances of record.Bonower warrants and wili defend generally the title to the Praperty against all ciaims and demands, subject tv encurnbrances of recard. THIS SECURITY INSTRUMENT comb�nes uniforna cowenants far national use and non-uniform cn�enants with limited variatians by jur�sdiction to constitute a uniform security instrument co�ering real property. [JN�F�RM CnVENAN'T5.Bvrrower and Lender co�enant and agree as follows: 1. Fayment�f Principal,Borrawer shall pay when due the principal of the debt evidenced by the Note, 2. Borrower Not Released; Forbearance By Lender Not a Wai�er. Extension of the��me of payment of the surns secured hy this Security Instrument granted�y Lender ta any successor in interest❑f Borrvwer shall not operate to release the liability of the original Borrawer ar Barrower's successor in interest. Lender shall nof be required to commence praceedings against any su�cessor in interest or refuse to extend time far payment or otherwise modify amortization of the sums s�cured by this Security Instrument by reason af any demand made by the origina!Barrower or Borrower's successors in interest.Any forbearance by Lender in exercising any right or remedy sha��not be a waiver of�r preclude the exercise of any right or remedy. 3. Suceessars and Assigns Bound;Joint and Se�eral Liability;Co-signers. The covenants and agreernents af this Security Instrument shai� bind and benefit th� successors and assigns ❑f Lender and Borrower.S�rrower's coWenants and agreements shall be jo�nt and se�eral,Any Barrower who co-signs this Security Instrumen#but does nat execut�the Note:{a)is co-signing this Security Instrument❑nly tn mortgage, grant and convey that Sorrower's interest in the Prvperty under the terrns of this Security Instrument;�b)is not personally abligated to pay the sums secured by this Security Instrument;and(�}agrees that Lender and any other Barrawer may agree�to extend,modify,forbear❑r malte any accammodations with regard to the ternn of this Security Instrument ar the Nate without that Borrower's consent. 4. Notiees. Any natice ta Borrower pra�ided for in this Security Instrurnent shall be gi�en hy deli�ering it or by mailing it by frst class mail unless applicable law requires use af another methad.The notice shall he directed to the Property Address ar any other address Borrower designates by natice to Lender. Any notic�ta Lender shall he gi�en by first class mail to:Department of Housing and Urban De�elapment, Altention;Single Family Notes B�ranch,451 5eventh Street Si�V,Washingtvn,DC 204I4 or any address Lender designates by notice to Borrower.Any notice pro�ided for in this 5ecurity Instntrnent shall be deemed tv ha�e been gi�en to Bvrrawer or Lender when gi�en as pro�ided in this paragraph. 5. Ga�erning Law; SeWerability. This Security�nstrum�n�shall be go�erned by Federal law and the law of the jurisdiction in which the Prop�rty is located. In the e�ent that any pro�isian or clause of this Security�nstrument or the Nvte conflacts with applicable law,such con�lict shall not affe�t other pro�isions of FHAIVA HU17-HAMP Lvari Modificatian Agreeinent 12242413_l l l WD121Q5.1 9902426192 First American Mortgage Serr�ices p��2