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��14�3357 un.der the Nate and this Security Ins�rurn.en� shall be made in U.S. currency. Hawe�er, if a�.y check or other instrumer�x recei�ed b�Lender as paymen�un.der th.e No�e or�his S�curity Instrument�s returned to Lender unpaid, Len.der may require�.hat any or a�l subsequen�pa�ments due under the No�e and�his Security Inst�um.ent be made in one or rnare of th.�foilovcring forms, as selected.b�Lender: �a}cash;�h}mone�order;�c�certif ed check,bank check, �reasurer's check or cashYer's check,provided an�r such check�s dra�vn upon an ins��tu�ion�vhose deposi�s axe insured b�a federal agency, in.s�z`umenta�i�y, or entity; or�d}Elec�ronic Funds Transfer. Paymen�s are deerned rece�ved by Lender�vhen received a�the�aca�ion designated in the Note or at such aY.her �ocation as may be�.esxgnaxed by Lender in accordance vvith�he nox�ce provi�xons u�.Section 15. Le�der may return any payrnent vr par�ial paymen��f the paymen�or par�ia�pa�rments are�suff c�ent�o br�ng�he Loax�.current. Lender may aceepx any payment or partia�pa�rme�.t insuff'�cient �o bring �he I�oan current, v�ri�hau� vvai�er of a�.y righ�s hereunder or prejudice to its r�gh�s t� refuse such pay�nen� or par��al paymen�s xn �a.e future, bu� Lender �s nat obligated to appiy such payments a�the�ime such payments are accep�ed. If each Periodxc Payment is applied.as of i�s scheduled due da�e,then Lender need nox pay interest on unapplied funds. Lender may hald such unapplied funds until Barra�rer makes paym.en�ta�ring the LQan.current. If Borrower does not do sv within.a reasonab�e p�riod of �i.me, Lender shax� either apply such funds ar re�urn.�hem�o Borrower. If not applied ear��er, such funds�ll be applied �a the outstand�ng principa� balance under �he Na�e unmedi.a�ely prxor to foreclosure. No affset or claim which Borrovver�ugh�ha�e�.aw or in�b.e future agains�Lender shall relieve Borro�rer fram making paymen�s due under the Note and fihis Security Inst�.ent ar perforrning�he co�enants and ag�reemenrs secured by'th�.s Security Instrurnen�. 2. Appl�cat�on of Payments or Proceeds. Except as ofiherwi.se descr�bed i�.n thi.s Sect�on 2, a1� payments aceepted and appl�ed by Lender shaZ�be applied in the fQllowing order of pr�ority: �a}interest due uxxd�r�h.e Note; �b}prin.c�pa�due under the No�e; �G}am�un.ts due ux�der Sec�ion 3. Such pa�ments shall be appl�ed to each Periocl�.c Paynaen�in the order in�c�rh�.ch i�became due. An�re�a�axnin.g amoux�ts sha��be applied firs��o late charges, second to any otiher amounts due under thi.s Security I�.stru�nen.�, and�hen to reduce�he principal ba�a.nce of�.e Note. If I�e�der recei�es a payxnent from Borravv�r far a delinquen� Per�adic Payment which inc�udes a suff"�c�en� amounti to pay any late charge due, the payment ma�be appx�ed�o fihe de�i.nquent paymen�ax�d f.he 1a�e charge. If more�han ane Period�c Pa}�rnen� �s ou�s�an.ding, Lender ma� apply any paymen.t rece��red from Borro�er tio �h.e repa}�ment of the Ferxadic Pa�nen�s if, a�.d to �.e exten�that, ea.�h pa}�naen.t can be paid in full. To the ex�ent tha� an.y excess ex�stis after�h.e payment is appx�ed�o�he fu��pa�aa�.ent of one or more Per�ad�c Paymen�s, such excess may be app�ied to any late charges due. Valu�tary prepay�n.ents shall be applied first to any prepaymen�chasges and xben as described in the Nare. Any app��cation of pa}�ments, �nsuran.ce proceeds, or M�scellaneous Proceeds�a principal due under iche Note shall nat ex�end or postpone�he due da�e, or.chan.ge�he amoun.�, of the Periodic Pay7rnents. 3. Funds far Escrow Items. Borra�rer shall pay to Lender a�.�t�ie d.a.y Per�odic Paynaents are due under th.e Note, untx� the Noxe is pa�d in fu�l, a sum�the"Fun.ds"}ta pro�ride for payment of aYmounts due for: �a}�axes and assessmen�s and other��ems which can attiain priorit�over�his Security Ins�umen�as a lien or encu�mbra.nce on�he Proper�y; �b} xeaseho�d pa�ments or groun.d ren�s on the Prap�rt�r, �f any; �c}prern�u�ns for an�r and al1 insurance required by Len.der un.der Sect�o�5;and�d}Mor�gage Insu.ran.ce premiurns,if any, or an}�sums payabie by�orra�er to Lender in�ieu af the paymenti a�Mor�gage I�suran�e prerniurn�in accordance v�r'itih the prov�sions af Section �U. These i�ems are ca��ed"Escrow Ixems.t' At ariginaxion or a�any�irne during the�erm of the Loan,Lender may requ�re �hat�ammuru�Assocxat�on Dues,Fees,and Assessxnen�s, xf an�r,be escrawed by Borrav�rer,ax�.d such dues, fees a,nd assessments shall be an Escrow�tem. Borro�er shall promp�ly fur�.sh to Lender�..li not��es�f amoun�s�o be pa�d uxader thi s Secti on. Borrower shalx pay Lender �he Funds for Escro�v Items un�.ess Lender wa��es Sorrower's obligation to pay the Funds for any ar all Escrovv Items. Lender rnay vWaive Borrawer`s obliga�.on tio pay to Lender �u�a.ds for any or all Escrow Itiems a�any�zme. An.y such v�raiver ma�r only be i.n�r��ing. I�.the e�ent of such v�raiver, Borrower sha�l.pay dixecti�, v�rhen anc��vvhere payab�e, the amounts due for a.ny Escrour I�ems for vvh�ch paymen�of Funds has been�raived by Lender and, if Le�.der requires, sha11 f-urrush�o Lender rece�pts e��denci.ng such paymen� ��thin such tirne perivd as Lenc�er may require. Borrower's oblxga�ion to make such payments and�o pro��de receipts shall far al�purpases be deemed to be a covenan.t and agreernent conta.ined in�s Security Instxu.menx, as the phrase NEBRASKA Single Fami�y--Fanni�MaelFredd�e 11JIac UNIF�RM �NSTRUfUIENT- MERS p�� Forrn 3Q28 1l�'� Page 4 of 15 �rww.docrnaqic.corr� � � � � .� . ! � ,