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��14�33�1 <br /> 4�} rrLende�" is H�me Fed�ra� Sa�i ngs and Loan Assn of �rand Is�and <br /> L�nd�r is a Sa��ngs and L�an <br /> �rganized and ex�s��ng under th�laws af The Stat� af N�braska , <br /> L�nd�r's address �s 22l South Lo�ust St Grand Is�and NE 688D1 <br /> Lender is the benefi�;iary under this Secur�ty�ns�ru�ment. <br /> 4D� "Trustee'= is Arend R Baack, Attorney <br /> . <br /> 4E} "Note" means the pramissory na�e s��ned by B�rro�ver and dated �une 42, �414 . The N�te <br /> sta��s �hat Barr�w�r owes Lend�r �N� HLINDRED F�RTY T���SAN� AND D�11�4 <br /> D��lars �U.S. $l4�,a a a.U D }plus �nteres�. B�rrower has prflmis��i�o pay this deb�in regular <br /> Periadic Pa�men�s and�o pay�h�debt in fu�� nat lat�r than J�n u a ry 1, 2 D l� . <br /> �F� "Property" m.ean�the prop�rty that is describ�d�e�ow under the heading "Trar�sfer of R�gh�s in the <br /> Prop�r�y.�� <br /> 4G� "Loan" means �he debt evidenced by�he N�te, plus interest, an�prepaymen�charges and Iate charges due <br /> under the Nate, and ali sums�ue under th�s Securit� Instrumen�, p�us �n�eres�. <br /> 4H� "i�iders" means a�� R.�ders to th�s Security �nstrumen��ha�are ex��uted by Borrower. The fo��ow�ng Riders <br /> are�o be ex�cu�ed by Borrawer [check box as applzcable�: <br /> 0 Adjustabie Rat�Rider �X] �ondaminium R�der � Secand Hame Rider <br /> [,� Ballo�n Rider � P�anned [Jnit DeUelopm�nt R�der � �-4 Fami�y Rider <br /> 0 VA Rider 0 B�weekly Payment R�der � fl�her�s} �spe��fy� <br /> P�A <br /> 41� "Applicab�e Law" means a11 con�r�l�ing applicabl� federa�, �tate and loca� s�atutes, re�ula��ons, ordinances <br /> and admin�strat��e ru�es and�rders �that ha���he�ffect af�aw} as well a� a11 appl�cab�e��nal, non-appea�ab�e <br /> j udic�a� op�n�ons. <br /> 4J� "�ommunity Association Dues, Fees, and Asses�ments" means all dues, fe�s, assessments and ath�r <br /> charges that are imposed on B�rrower or the Prop�r�y by a Condominium associat�an, homeowners <br /> association or simi�ar organ�zatian. <br /> �K� "E�ectronic Funds Transfer" m�ans any�ransfer of funds, other than a transac�ion origina�ed by check, <br /> draft, or simi�ar paper�ns�rument, wh�ch is initia��d�hr�ugh an electrnnie terminal, ��l�phonic �nstrument, <br /> computer, ar magnetiC tape so as to order, instru��, or auth�r�ze a��nancial institution tfl deb�t ar cr�dit an <br /> account. Su�h�erm�nc�udes, but is not lim�ted to, pa�nt-of-sale transfers, automated�e�ier machine <br /> �ransact��ns, transf�rs initiate�i by telephone, wire transfers, and autamated c�ear�nghous��ransfers. <br /> 4 L} "Escrvw Items" means�hose items�hat are described in S�c��an 3. <br /> €N!3 "M��c�llaneous Prace�ds" means any cnmpensa��on, settlement, awar�i af damages, flr proceeds paid�� <br /> any third par�y �a�her than �nsurance procee�s paid under�h�cnv�rages described �n Section 5} for: �i} <br /> damage ta, or des�ruct�an of, th�Property; �z�} �ondemnat�an ar���aer tak�ng of aI� or any par�of th� <br /> Propert�; �iii} �anveyan�e �n l�eu of condemnat�on; or�i�} misrepresen�a�i�ns of, or omiss�ons as ta, the <br /> va�ue andlor�ondition of th�Pra ert . <br /> N�SR.45KA-Singl�Family-Fannie MaelFreddi�Ma�UNtF�RM INSTR�M�NT Forrx�3028 1!01 <br /> VMP Q VMPF{N�;t13Q2) <br /> Vtlafters Kluwer Finaneia!5er�i�e� Pag�2 of 7 7 <br />