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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness - Witness <br />�p ( 6/ (Seal) g 069 0 <br />Willis D Callahan / -B ne�t�ver <br />- Borrower Onna C Callahan <br />STATE OF NEBRASKA, Hall County ss: <br />The foregging instrument was acknowledged before me this day of <br />v , by Willis D Callahan and Onna C Callahan. <br />Witness my hand and notarial seal at4dDYA' ,B.,dls ein said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />j d NlIMI.i <br />*Comm. DANIEL ROTH <br />6A <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />IDS, Inc. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />201403328 <br />