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��14�31�� '��. �3orrow�r �o� �ei�a�ed; For�ear�nce �y Lender No� a VW'aiW�r, Ex�efl�iar�or the ti��e far p�►.yrnat��nr �nodifical;ion of�.�na�{ti��a�io�� f��ze sum� secured by 1:��s �ecur�ty I�Z��ru�nen�gra�.�e�.l�y Ler�der�o Bo�rowex or a.ny Successor in In�e�est of 13�rravUer s�ia11 i�o�opera�e��release�h�liabx�i�y o�Borrower•�r �:ny Successors �rz I��e�es�af Bo�rovver. Le�der�ha��no��e req�.irec�to co�n�nence p�oceec�i�gs agai��s�az�y Successor it�I��:erest of Bot�raWei• oz�o refuse�o extend t�t�1e far pay�ne�a.�o�athervvise�no��fy��nor��2atio�� of�lze sL��-ns secure�l�y��is Secur�ty I�a.��rt��-ner��y reason of a�zy de��na��na��e by t�ze o�igin�I�orrov�er or a.��Succes5ors zr�Z�teresi;af Lorrower, Ariy f��ea�`azlce by T��rzder in exercising a�z�r right or rezne�.y i��t�.dix�.g, �vithou�Iimi�a�ion, Leildet's �ccep�azace of�aaytnet�.l:s fr�m��li�c�pe�sc��s, en�ities or S�.�c�essors in Tn�te�est of�orr�we� or�z1�.�nott�z�s less�ha�z�lle a�noutli.t��en c�t�e, sha.11 not�ae a v�aiver of or precluc�e��Ze e�ercise of any righ�ar i e�1led�r. �3. Join� and 5evera� Liabili�y; Co��igners; �uccessar� and As�igns �ound� Bo�rawer covenan�s a�zd agrees th�.�Borrower's ob��ga�ians anc�1i�.1��1�t�sha1�be j o�n�and�ev�t aI. Hov�rever, a.tly Ba�ro�ve��,t�rho ca�sig�s�11is Sec�x�•i�y Ins�ru�ne�.t�u1:d�es�o�execu�e�lie�Tote��"cn�signe�''�: �c�� 15 C�-signing�his Security Ins��u�ne��only��nart��g�, gran�:and conv�y��.e co�s�g��et•'s in�e��es�in tl�e Prope��,y under t��e terfns of��Z�s Sect�ri�y I�.a.s�r��x�en�; �� is flot�aerso��.l1y��ga�ed�o pay the su��izs�ecured�y��us Securi�y If1S��'1:1111�I1�� a�c��c� agrees��za�Le�zder an�.a.�ly ather Borrav�re�ca�z agree�:o ex�en�, �nadily, Cor�ear�r�n�1�� ariy a�co�-nt�noda��o�zs wf�:li reg�rr�to�1ze�eir�ns of�la�s Sect��ity�ns�ruinei��or�1ae No�:e witllou��11e co�signer's coi�se�1�. Sub j ec��o�11��rovisiails o�Sectio�l �8, �.r�y Successor i�.In�erest of Bot•�awe�i v�r�10 asstx�ne�Bat�ower"s ol��i�ations u�lder��Zis Securii.y��lstruzne��.vvri�ing, alzd is approved�by Lender, s�1a11 ol�i.ai�1 aI1 of B4f�'QW��'�S�'1��.1�5 c��1C��7eI1��5 U�.1C�.��1I5 S�CIX�'1�y I11S�:1 L11Y1e11�;. I3o��ower sh�.�l��t b�i�e�e�sed fro�n Bo�r�v��r'S obl�.ga��af�s �.i1d Xi�b��xty l��zc�e��1�is Secu��ty�nsti u�netl�unless T.�e�de��.grees�o suc�l release it� wri�i��g. T`he cavex�aiz�� Zd agre�zzzents of�his Secu�it�r Ir�s�ri��r��nt sh�.�l bi��d��c�p��s��ro�tded i�-�Sec�ion 2�} ane��bene��e su�cessors a.nd ass�gns of Lend��. 'i 4. L�a�n Char�es. Le�a.�.er�na.y clzarge]3arra��fees r�1~se�vices�e�formed in eotln�c��w�th Barro,t7v�r's d�fat��, f��r��ae�t�rp�se of pro�ecting Le�lc�er's i��teres�in th�Proper�y anc�rig�lts unc��:this Se�uri�y Zz�.stru�zle�t, iilcluc��r�g, l�u�na��it��tec�ta, attar�eys' fee�, p�o�ae�:�y ir�s�ection and va��.�a�ior�f.ees. In r�eg�.rc��a az1�o�h�� fees, �:1-�e abse�lGe of express �t��ori�y��.�I��s Sectx��y Iris�t•ument to charge a s�eGific fee to Bo�rawer ��Z��I 11��be construec�.as a prah�bi�ion on��e c��rging of such fee. L,ender�n�y�n�c1za��e fees f;�iati are express�y�ro��ib��e�.by thi� Security Instru�nen�ot•by App�zc�.�ale La�t�r. Yf the Loari�s st�bj ec��o�.�aW v��clz se�s�naxiinL�i�lloan ch�rges, an�.�1za�1a.vv is finally i��er�re�ec�sa�11a� �.��e xtz�eresi:�r a�he��o��z cl-��.�ges collect�d Qr ta b�co��ectied in�o�aec�iar�wi�h��le Laan exceed�he per�n��t�c�.Ii�n�ts, ��z�n: �a� �ny�L�c�11a�n charg�s��all be reduced��11e a�-nour�t nec�ssary to redu�e t�ie cllarge�:a��ie per�nx��.��m��; a�z�.�� any suins al�ead��o1��cted�t+o�n I3arro�ver whiclz exc�edec�per�r�a°tt�ed 1ii��its wi�1 Ue refuz��e�.�o I3or�row��. Len�.e�1��ay choose ta��a1fe t��is�*efun�.by re�.ucitlg�he prir�cipal Qwed und�1�t�1e No��or l�y�naki�:g a�.irect}��.y�neizt�a Bot•ra�ver. rf a refun�reduces��i��cipal, i�he�•eductio�v�i�� �ae��iea�eci.as�.pa-r�ia�p�epay�nex�t v��tlxout any p�•epaym�nl:ch�.t�,ge�whe�l�er o��z�o�a�repayinenf:cha.t ge is �ravidec�Fo�u��.er�lze Nfl�;e}. Bor�awer'� �,cce�t�.r�ce o�'a��y su.c11�Tefund�nac�e by direc��ayinent to Borr�vt��wi�� car�s�i�u�e a w�.iver�f any r�gh�af ac�io�I�arrawer ini�h�1�ave�t isi��g�ut ol suc�1 overc��arg�. �I 5. N ot i�e�� A�I�1o��ces grve�i�y Bor��vver��r.,e�der i�connec�ifll-�v�itlz tl�is Secu�ity r�ls�ru.�lle��t�nL�s�be ir� vvri�i�1�;. A�z��.Za��ce�o Bo�•row��i�.co�a�a.ec�xa�:�vith t1ax� S�curi�y��Z�t�u�ne��sl��:��e c�eexa.zed�o h�.ve�eetl g�ven i.o Bo�rrovv�r w�a.�za.�na��e�.�y fi�s�class 1na.i�or wh�n actually d��i�et�ec��oi��ower°s��o��ce a��ress if sen�by o��ler�nea�as, No�i�e�o a�y fl�1e Borro�ver sha�l co�s��u�e no1;�c�to a,11 Borrov��°s unl�ss.A.pptica�ale L�.w ex�r�ssly�ec��.��r�s o��lerwise. The�.otice a�.c��ess s1z��1 b�t1�e I'r a��ri;y Address�.��.1ess I3�r�ov�er l�as z4�o��3a NEC�RASKA-5ingle�amify-F'annie M ael�reddie M ac L1NIF�RM 1NSTRl1M�NT �orm 3a28�1�� VM P� 11M P6�N�}��3�2� Vl�olkers Kluw er�inancial Se�vices Page 1 1 nf�7