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ten Recorded Return To: <br />arter West National Bank -GI <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />(308) 384 -4644 <br />Prepared By: <br />MORTGAGE <br />THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS <br />AFFAIRS OR ITS AUTHORIZED AGENT. <br />IMPORTANT NOTE: For additional information, as required by Iowa Senate File 371, see page three. <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated May 23, 2014 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Richard R Hunt and Sonya M Hunt, Husband and Wire <br />Borrower is the mortgagor under this Security Instrument. <br />(C) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the mortgagee under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(D) "Lender" is Charter West National Bank - GI <br />Lender is a Corporation <br />organized and existing under the laws of <br />Lender's address is 714 N Diers Ave <br />Grand Island, NE 68803 <br />[Space Above This Line For Recording Data] <br />IOWA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30161/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3016 -MERS 5/05 Page 1 of 13 <br />The State of Nebraska <br />f\3 <br />— fl <br />C) <br />- 4 <br />Initialsf <br />MIN: 1004167- 0004000028 -4 <br />Case No: 34 -34-6- 0199292 <br />Parcel ID: 400079348 <br />C <br />/00,00 <br />