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��14�3�99 r�quzrtd by RESPA, and Barrflwer shalx pay to L�nder the amount n�c�ssary to make up �he def�ciency in accordance with R�SPA, but zn no m�re txian ��monthly paymen�s. Upon payment in full �f a�� sums s�cured by�h�s Security�nstrun�.ent, Lend�r sha�i promp��y r�fund�o Barrawer any Funds held by L�nder. 4. Charges; Liens. Borrower sha��pay a�� taxes, assessmen�s, charges, fines, and imp�sit�ons attributab�e to the Property whi�h can atta�n przor�t�r o�er�h�s Secur�ty �ns�rum�nt, leas�h�ld paymen�s or ground rents�n �he Property, �f ar��r, and��mmunity Assoc�a�ian Dues, Fees, and Assessm�nts, xf any. To th�ex�ent tha� th�se xtems are Escr�w It�rns, Barro�er shall pay�h�m zn the manner prov�ded �n Sectxon 3. Bnrrower shal.�promp��discharge any lien which has priority aver�his Secur�ty�nstrum�nt u��e�s Borrow�r: �a}agrees in v�r��ing t�the payment of the obiigation secured by the��n zn a n�anner accep�able �o Lend�r, but on�y so��ng as Borr�wer is performing such agre�ment; ��}�on�ests th�li�n in ga�d faith by, flr�i�fends against enf�rcement�f the l�en in, �egai proceedings wh�ch�n Lender's opini�n�pera�e to prevent the�rifarc�men�of the��en�vh��e th�se pr�Geedings are pend�ng, but only untii such pro��d�ngs are cancluded; �r��} �e�ur�s from the hn�der of�he��en an agr��ment�a�isfact�ry t� L�rid�r subordinating the �ien to th�s Secur�ty Instrument, �f Lend�r de�erm�nes that any part of th�Prop�r�y �s su�ject to a�ien vvh�ch �an a�tain prz�rx�y�v�r this Security Instrurn�nt, Len�.er may gi�e B�rrower a n��ce�dentifying th�1�en. W�th�n �a days of�he date an vwhich�hat notice�s giv�n, Barr�w�r sha.l� sat�sfy th�l�en or tal�e�ne or m�ore of the act�ons set f�r�h a�o�e in this S��ion 4. Lender ma� requ�re Borrovver��pay a one-t�m�c�arge for a rea� estate�a�verificat�on an�I�r rep�r�ing service used by Lend�r�n connect��n w�th thxs Loan. 5. Property lnsurance. Borrower sha�l ke�p t�e impro��ments now existing or hereafter er�cte�i�n the Proper��r znsured against loss by �re, hazards included�i�hin the��rm "ex�ended coverage," arzd a�y a�her �azards in�lud�ng, bu�not Iimited ta, ear�hqual�es and floads, far v�h�� Lend�r requ�r�� insuranCe. This insuranc�shal�be mainta�ned�n�he am�un�s ��nclud�ng deduct�b�e lev�ls} and for the per�ods tha�Lender r��ir�s. �hat�.�n�d.er r�quir�s pursuant t�th�pr��nb sent�nc�s��.n cha.r��durzn��he term of th��oan. The�n�urance carr�er pr��iding the insurance shall be chas�n b�Bnrr�wer subject�o Lender's right to d�sapprove Borrower's cho�ce, wh�ch right sha�� not b�exercised unrea�anab�y. Lend�r may requ�r� B�rrower t�pa�, in connec�zon wi�h�h�s L�an, e��her: �a} a one-t�me charge for f��od zone determ�nation, certi�cation and tracking services; �r�b} a one-tim�e charg�for f�ood zone determination and cer�ifi�a��on services and subsequent charges each time remappings or�imilar charYges occur wh�ch reasonably might aff�ct such�eter�m�nat��n ar cer�ificat�on. Barrow�r shali a�so�e resp�ns�b�e for th�pa�ment of any fees impose�by the Federa� Emer�ency Mana�ement Agency �n connectian vvith�he re�i�w flf any fload z�ne d��ermir�a�i�n r�su��ing from an ob�ec��on by B�rrower. If Borrov�er fa�1s t�maintain any of the coverages descri�ed abave, Lender may ob�azn�nsuranc��verage, at Lender's�ptzon and Borr�wer's e�pense. Lender is under no o��ga�xon�o purchase any par�icu�ar�ype or amoun�af co�erage, Therefore, such�t��erag�shall cover Lender, but m�ght�r muigh�not pro�ect Borrawer, Borrower's equity in the Pr�pert�r, or�he conten�s of the Pr4per�y, a�a�nst any risk, hazard or��abili�y and might provide gr�a��r ar lesser coverage than was prevxous�y in eff�c�. Barr�w�r acknovv��dges�hat the cos� af�he��urat�c��overag�sa obta�ned nz��ht s�gni�can��y exceed the cost of insuranc�tha�Barrawer c�u�d have nbta�n�d. Any amounts disburs�d by Lender under this Se�ti�n S shall b��me add�tiana�d�bt of B�rr�w�r s�cured b�th�s Securi�y �nstrument. These amounts shal�b�ar int�rest at�he N�te rate fram the date af disbursemen�a.nd shall be payable, with such in��rest, upan not�ce fr�m Lender to Borrower r�qu�st�ng payam.ent. N�BRASKA-Singf�Family-Fanni�Ma�IFreddie Mac UNIFDRM INSTRUMENT �orm 3028�1�7 VMP r� VMP6{NEy�1302y Wolters Kluwer Finan�ial 5er�ic�s Page 5 of 17