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��14�3�99 <br /> tG} "Lender" is Home Federal Sa��ngs and Laan Assn �f Grand I s�and <br /> Lenderis a Sa��n�s �r�d L�an <br /> �rganized and ex�sting under�he�aws of Th� Stat� of Nebraska . <br /> Lender's address �� �2l 5outh Locust St �rand Is�and NE �88�1 <br /> . <br /> Lender�s the b�nef�ciary under�his�ecurity Instrumen�. <br /> �D} "Trustee" is Arend R Baack, Attorney <br /> �E� "1V ate" means�he prnmiss�ry note szgned hy Barrov�er and da��d M ay 19, �D 14 . The Not� <br /> sta�es �hat Borrower owes Lender Tlnl4 HU�IDRED S I XTY F�UR TH�USA�V�3 AND D D I�D� <br /> Da��ars tU.S. $2�4,n 4 D.4 fl }p�us �n��rest, Borrawer has promused tn pay this deb��n regu�ar <br /> Per�odi�Pa�rn�en�s and to pa�r th�debt in ful�no� x a��r than J u n� l, �0�3 . <br /> �F� "Property" means�h�property tha��s descr�b�d b���w under th�heading "Transfer�f R�ghts �n�he <br /> Proper�y." <br /> 4�} "Lnan" n�eans the deb�evid�nced by the N��e, pius int�res�, any prepaymen�eharg�s and late charges due <br /> un��r the Note, and a�� sums due under th�s S�curi�y Instrum�n�, p�us �n�er�s�. <br /> �H� "Ridersff ineans a11 Riders ta ���s Se�urity �nstrument that are executed by B�rra�v�r�r. The f���ovv�ng R�ders <br /> are tv be ex�cu�ed by Borrower �che��bax as app��cab�e�: <br /> [�Adjustab�e Rat�R�d�r [� Can�ominium Rider 0 S�cond Ham�R.ider <br /> �] Balla�n Rider 0 P�a�.ed Unit D�velopment Rider � �.--4 Fami�y Rid�r <br /> �VA R.zd�r �Biwe�k�y Paymen�Rider � �ther�s� [specify] <br /> �I} "Applica�le Law" means a���on�ro���ng app��ca�le federa�, s�ate and�ocal. statut�s, reguiatians, ordinan�es <br /> and administratzve rules and Qrders ��hat haWe the effect af law} a�well as a�� app��ca����na�, non-appea�ab�e <br /> �udicia� �p�n�ons. <br /> �J� iT�ammunity Assoc�ativn Dues, Fees, and Assessments" means al�du�s, f��s, ass�ssments and o�her <br /> �harg�s �ha�are zmposed�n Borr�wer or�he Pr�perty by a condominiuxn as��c�at��n, h�m�own�rs <br /> asso��a���n or s�mi.lar organiza�zon. <br /> �K3 "Electronic Funds Transfe�" means any�ransfer af funds, other than a transaction orzg�nat�d by ch���, <br /> draft, �r szmilar paper instrumen�, wh�ch�s initiated through a�a.e�ectrani��trminai, �e��phonic instrument, <br /> c�mput�r, or magne�ic tape so as�o order, zns�ruct, or autharize a�nanczal ins�itutian to debi�ar�r�dit ax� <br /> account. Such term includes, �u�i�n���in�.�t�d ta, pnin��of sale transfers, au�omated teller machine <br /> transact�ons, �ransfers init�a�ed by t�lephone, w�re transfers, and automated��ear�ngh�us�transf�rs. <br /> �L� "Escrow �tems" means th�se��ems tha�are described ��z�ection 3. <br /> €IVI� "Misce��anec�us Proceeds" mean� a.�y c�mp�nsa��on, se�tiem�nt, award of damages, �r proc�eds paid by <br /> an��h�rd par�y ��th�r�han znsurance praceeds pa�d under the coverages c�escr�bed in Sect��n 5} far: �i} <br /> damage ta, or des�ru��ion af, the Praperty; �ii} conden�a�ion or other tak�ng of a�� or any par�of th� <br /> Property; �iii} conveyan�e in li�u of condemnation; �r�iv}misrepr�sen�a�ions�f, �r omissions as to, th� <br /> va�ue at�dl�r cond��inn af the Pro er� . <br /> N�BRASKA-Single Family-Fannie Mael�reddi�Mac UNIFaRM INSTRUMENT �arm 3��8 7141 <br /> VMP� VMPfiZNE�413D2} <br /> Wait�rs K[uwer Finan�ial Ser�ices Page 2 vf 7 7 <br />