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��14�3��5 <br /> requzred by RESPA, and Borr�wer sha11 pay�o Lender the amoun�necessary�o make up the def�ci�ncy �n <br /> accordance�vith RESPA, but �n no mor�than �Z mon�h�y payments. <br /> L�p�n paymen� in fu�� of all sums se�ured by this �ecur�ty Znstrumen�, L�nder sha�l promp�ly r�fund t� <br /> Borr�wer an�r Fund�held by Lender. <br /> 4. Charges; Liens. B�rravver sha��pay al� �axes, assessmen�s, charges, fines, and impositions attribu�ab�e�o <br /> the Proper�y wh�ch can attain pr��r�ty over th�s 5ecur�ty �ns�rumen�, �easehold pa�ments or ground ren�s on <br /> �he Proper�y, �f any, and Commun�ty Assoc�a�i�n Du�s, Fees, and Assessmen�s, �f any. Ta �he e�.tent tha� <br /> �hes�itexns are Escrow �t�ms, Barraw�r shall pay�hem.�n the manner prov�ded �n Sec�ion 3. <br /> Borrower shall promp�ly d�scharge any lien wh�ch has priori�y aver this Secur�ty�nstrumen�unless <br /> Barr�wer: �a} agre�s �n w��t�ng�o the paym�nt of the ob�igatian secured b�the li�n in a znanner acc�ptabie <br /> ta Lender, but on�y sQ �ong as Bflrrflw�r�s performing �uch agreement; ��}conte�ts the�ien�n gaod fai�h by, <br /> nr defends agains�enf�rcement�f the iien �n, �egal procee�iings which in L�nder's opinion operate t�pre�ent <br /> the enforC�ment of�he l�en whi�e thas�proceed�n�s are pending, but an�y until such praceedings are <br /> cnnc�ud�d; or�c} secures fr�m�he holder of�he��en an agreemen�s�t�sfactor�to Lender sub�rdina�ing�h� <br /> ��en�o�.hxs Security�nstrumen�. �f Le�zd�r d�termi.nes tha�any par�of the Proper�y is subje�t�o a l�en wh�ch <br /> can atta�n pr�ari�y��er�h�s Secur�ty Ins�rurn�nt, Lender ma�r g�ve Borrower a n�tice identify�ng the��en. <br /> Withzn ��da�s of the date on�vh�ch�hat not�ce zs g�ven, Borrower sha�� satisfy�h�l�en or take one or more <br /> of the ac�ions se�for�h abo�e�n th�s Sect��n 4, <br /> Lender may requ�re Barr�vw�r ta pay a one-�ime charg�for a real es�ate tax ver�ficati�n ax�dlar reparting <br /> service used by Lender zn cor�n��ti�n w��h th�s Loan. <br /> 5. Praperty �nsu�ar�ce. Borrovver shall keep the�mpr�vement�nov� ex��t�ng or her�af��r erected�n th� <br /> Proper�y �nsured against�oss�y f�re, hazards inc�uded wi�hin�he term "e�.t�nded coverage," ar�d any flth�r <br /> hazards includ�ng, bu�no��im�ted��, ear�hqua.kes and floads, f�r which Lend�r r�qu�re5 �nsurax��e. This <br /> insurance shall be ma�ntain�� in the amounts �inc�uding deductib�e leveis} and for�he periods�hat Lender <br /> requires. �hat Lend�r requ�r�s pursuant�a the preceding sentenc�s car�char�ge during�he term of the Loan. <br /> Th��nsurance carrier provid�ng the insuranc�sha��be chosen by Barro�er subjec�t� Lender's right to <br /> �isapprove Borr�vver's choice, wh�ch r�gh�shal�no�be exerc�sed unreasana��y. Lender ma�require <br /> B�rrflwer��pay, �n cannection w�th th�s Loar�, �ither: �a� a oneWtime charge far flofld zone de�erm�nat�on, <br /> cer���cat��n and track�ng serv�ces; or�b} a�ne--��m��harge for fl�od zone determination and c�r�if�ca�ian <br /> serv��es and su�sequent charges each time r�mapp�ngs�r s�mui�ar�hang�s occur which reas�nabiy might <br /> affec�such de�er�mination�r cer�ifica�ion. Borrawer shal�a�s�be r��pflns�ble f�r the payment af any f��s <br /> impased by t�ie Federal Emergency N�anagemen�Agency in cflnnec�ion with the re�riew af a�.y f�ood zane <br /> determina�ion resul�ing from an�b�ectxon by Borrow�r. <br /> �f Borrov��r fa�ls to ma�n�ain any�f the caverages descr�b�d ab��e, L�n�er may abtain�nsurance c��erage, <br /> a�Lender's op��on an�Barrawer's expense. Lend.�r�s under no a��igat��n to purchase any parti�u�ar type�r <br /> amount af c�v�rage. 'Ther�for�, such coverage s�a�� cov�r Lender, but m.�gh�or might n�t pr�tect Barrower, <br /> Barrower's equ�ty�n the Pr�pert�r, ar the conten�s of the Pr�per�y, against any r�sk, hazard�r�ia��l�ty and <br /> might pro�ide grea��r or less�r c�werage than�vas pre�i�us�y in effect. Borrower acknaw��dges�hat the c�st <br /> of�he insurance c�verage sa obta�ned might significantly e�ceed�he cost of insuran�e that Borrower could <br /> have��ta�ned. Any amoun�s dzsbursed�y Lender under this Section 5 sha�l becarne add�t�ona.� d�bt of <br /> Borr�vver secured by�h�s�ecurity �nstrument. These amaunts sha�1 bear in��rest at the Nate rate fram th� <br /> da�e of d�sbursement an�.sha��be payabxe, �ith such in�erest, upon n�tice fram Lender to Borrower <br /> requ�s�ing payment. <br /> NEBRASKA-5ingle Fami�y-Fannie MaelFr�dt#i�Mac l3NfFQRM 1N5TR€JMENT Form 3Q28 11�1 <br /> VMP� VMP6{N�y{1342y <br /> Walters Kluwer Financia�Ser�ices Pac�e fi❑f 17 <br />