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��14�3�31 If the Loan is subj e�t t�a 1a�v which sets max�mum loan charges,and that law is finally interpreted so that the interest or other laan charges collect�d ar to be c�llected in�onnectivn with the Loan exceed the permitted�imits,then: �a}any such laan charge shall be reduced by the arnount n�cessary t�r�duce the ch�rge to the permitted�imit;and(U�any sums a�ready collected from Borrower�vhich exceeded p�ermitted lim�ts�v��l be refunded to Borro�rer. Lender may choose to make this refuad by reducing�he principal o�ved under the Note or by making a direct payment to Borrower. If a refund r�duces pr�ncipal,th�reductian will be treated as a partial prepayment`u�thout an�prepayment charg��whether vr not a prepayment charge is provided for under tb.e Note}. Barrower's acceptance of any such refund made by du�ct payn�ent t� Borr�wer will cons�itute a waiver of any right of action Barrower m�ght have ar�s�ng o�t of such o�ercharge. �I�. Natices.A11 notices given by$orrow�r ar Lender in conn�ction�vith this Security Instrument must be in writing.Any no��ce to Bor�'a�ver in connection�rith this Se�urity Instrument sha�l be deemed ta have been giv�n t�Borr�wer vvhen mailed by f�rst class mail or when actua�ly delivered to Barrower's notice a�dress if sent by other mean�.N�tice to any one�orrow�r sha1�consti�ute nQ�ice to all Borrowers unless Applica�l�Law expressly requires oth�rwise. The not�ce address sha��be the Property Ad�.ress unless B�rro�ver has designated a�uhstitut�notice address by nvtice tv Lender.Bor�rower shal��romptly notify Le�der of Borraw�r's change of address.If Lender specifies a procedure for reporting Bonower's change of�ddress,then Borro�rer shall onl�r�port a change af address th�rough that specified procedu�e. 'There may be on�y one designated n�tice address under this Security Instrument at any one tim�.Any n.ot�ce to�ender sha�1 be given by deli�ering it or by mail�n�it by first�lass mail to Lender's addr�ss s�ted herein un�ess Lender has designated aaother address by natice t�Bonovver.An�nati�e in connect�on�vith this S�curity Instrument shall not be deemed to have been g�ven to Lender until actually rec�ived by Lender. If an�n�tic�r�quired by this S�cur�ty Instrument is al��re�uired u�d�r Applicab�e Law,the.�pplicable La�r requirement tivi1�satisfy the correspo�.d�ng requirement under this Security Instrument. 'f�. Govern i n g Law; Severab��ity;Ru I�s af Constr�u Gti on.This Security Instrument sha11 be governed b� federal 1�w and the 1aw�f the jurisd�Gti�n in tivhich th�Pr�perty is�ocated.A1�rights and obli�ation.s contained in this Security Instrument are subj ect�o any requirements and limitations of Applical�le Law, Appticab�e La�v might explicitiy or imp�icit�y a11o�v the parties ta agree b�contract or�t might be si��nt,but such silence sha11 no�be c�nstrued as a prohibition against agreemen��y contract. In the event that any provisian or clause of�his Security Instrument or th�Note conf�icts with A�p��cable Law,stt�h conflict shall not affect other provisians of this Security Instrumen�vr the Not�vrrh�ch can be given effect�ithout�he con�.ic��n.g pro�ision. As used in this Security Instrumen�: (a}words of the rnasculine�ender sha11 mean and include corresponding neuter words ar ruvords of the feminine gender; (b}wards in the s��.gular sha�l mean and include the plural and vice versa�and(c}the word"ma�"gives�ole d�scre�ion without any a�Iigation to tal�e any act�on. �!7. Borrow�r�s�opy.Borrower sha11 be given�ne copy of the Note and of this �ecurity�nstrum�nt. 18. Transfer of the Pr�operty ar a Beneficiallnterest i n 8arrovver.As u�ed in this�ection�8, "Interest in ��Pr�pe�cty"�eans a��1ega1 or�b��ficial int�rest in�he Pro�erty,in�Iuding,but n.ot�imited to,th�s� benef�cial interests transferred in a bond for deed,contract f�r de�d, insta�lment sales contract or escrow agreement,the intent of which is th�transfer of title by Borrower at a future date�o a purchaser. If all or any par�of the Property or any Interest in the Property is sold or transferred(or if Borrower is n�t a natural person and a beneficial interest in Borro�er is sold or transferred�without Lender`s prior wr�t�en cansent,I�ender may requ�re immediate payment in fiall o��sums sec�red b�this Security I�strument. However,this optian�ha11 not i�e ex�rcised b}�L�nder if su�h exercise is prohibited by�pplicable La�v. � NEBRASKA�Ingle Family-Fannie MaelFreddie Mac�NIF�RM INSTR�MEIVT WfTH MERS �"'' � Form 3428 1141 VMP� VMP6A(NE}(13�2).Q4 Wa�ters Klwver Financial Services Page 12 0#17 qt333ZG5188C�5 4�33 Z2Q 1�17