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24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower' s address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses: STATE OF Nebraska COUNTY OF Hall My Commission Expires: 02017 GENERAL NOTARY -Stag of Nebraska AMY L OTTO M Comm. gyp. Sept. 27.2017 Loan Originator Organization: Charter West National Bank NMLSR ID: 466077 Individual Loan Originator: Roberta L Reed NMLSR ID: 491146 ..�� .,�,..:"� (Seal) Borrower ' son D Brown Borrower Chelsie L Pearson (Seal) Borrower (Seal) Borrower [Space Below This Line For Acknowledgment] ) ss: 201402988 (Seal) 1, Amy L Otto , a Notary Public in and for said county and state, do hereby certify that Tyson D Brown, a single person and Chelsie L Pearson, a single person personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the foregoing instrument, have executed same, and acknowledged said instrument to be their , free and (his, her, their) voluntary act and deed that they executed said instrument for the purposes and uses therein set forth. (he, she, they) Witness my hand and official seal this 15th day of May , 2014 ( Amy L (Seal) NEBRASKA -- Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/01 (page 9 of 9 pages) I2439.CV (6/13) 911972 Creative Thinking, Inc. GOTO(002f88a4)