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When Recorded Return To: <br />Charter West National Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Charter West National Bank -GI <br />ri I an <br />CD <br />a <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Lender is a Corporation <br />organized and existing under the laws of <br />Lender's address is 714 N Diers Ave <br />Grand Island, NE 68802 <br />(D) "Trustee "is U.S. Bank Trust Company, National Association <br />The State of Nebraska <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 o <br />LFI #FNMA3028 -MERS 9/11 Page 1 of 13 Initials: v <br />c. ) <br />CD <br />(J, <br />r <br />cr) <br />Loan No: 920212 <br />MIN: 1004167 - 0004000020 -1 <br />Parcel ID: 400042959 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated May 16, 2014 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Rene 0 Navarro - Alvarado, a single person <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />c <br />