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��14��9�� <br /> re�uired by R.ESPA, and Barrower shall pay to Lend�r the amoun�necessary to ma�e up the de�c�ency in <br /> ac��rdanc���th RESPA, but in no more tha� �2 mon�h�y paymen�s. <br /> Upan payment�n fu�I of aI� sums secured by this Se�ur��y�ns�rum�nt, Lender shall prnmp��y refund t� <br /> Borr�w�r an�r Funds held b� Lender, <br /> 4, �harges, Liens. Borrow�r sha�� pay al� taxes, assessments, charges, �nes, and imposi�ions at�r�bu�a�ie�o <br /> �h�Prop�r�y wh�ch can attain priority ov�r thi� Secur�ty �ns�rumen�, �easeho�d payments�r ground rents on <br /> the Prop�r�y, if any, and Community A�s�ciation I]ues, Fees, and Assessmen�s, �f any, Ta the ex�ent tha� <br /> these��ems are Escraw �tems, Borr�wer sha��pay thern in the mann�r pro��ded �n Sect�on 3. <br /> Btirrow�r sha11 prompt�y�.xscharge any��en which has pri�rity aver this Security Instrument unles� <br /> B�rro�rer: �a} agrees in wr���ng to the paymen��f�he abligat�an secured by the lien in a manner acceptable <br /> t� Lender, �u�on�y so �ong as Barrower�s perforn�ing su�h agreemen�; �b}cantest�the lien�n gaod faith�y, <br /> ar defends against enforcement�f th��ien in, �ega�proceedings which in Lend�r's Qpin�on operate�o pr�vent <br /> �he enforcemen�of�he lien whi�e�ho�e proce�dings are pending, but oniy until such proceedings are <br /> coriclude�; or�c} secures from the hold�r�f the�ien an agreemen�sa��sfactor�r�� Lender subordinat�ng �he <br /> ���n�o this S�cur�t��ns�rum�nt. If Lend�r determin�s that any part of�he Fr�per�y�s sub�ec��a a�ien wh�ch <br /> can a�tain pr�or�ty�ver this Security�nstrument, Lender may g�v�Borr�wer a na��ce�den��fy�ng the�xen, <br /> W�thin 1.�days of the date an which t�iat not�ce�s g��en, B�rrower shall sa�isf�the��en�r ta.���ne or xnore <br /> of the a�t�ans set forth abov�xn this Se�tion 4. <br /> Lender may r�quire B�rrawer�o pa�a�n�-t�rn�charge far a real estate�ax�eri�ca�ian andlor rep�r�ing <br /> serv�c�used by I.�nder�n c�nne�t��n wi�h this Loan. <br /> 5. Property Insurance. B�rrow�r sha��keep the improv�ments now e�is�ing or hereafter erected on the <br /> Proper�y insured against��ss by fire, hazards inc�uded within the�erm "extended caverage," and any o�her <br /> hazards �ncluding, but not��mu�ed ta, ear�hquakes and flood�, for vvhich Lender requires insurance. Th�s <br /> insura.r�c�shal,l b�maintained in th�amounts ��ncluding deduct�b�e leve�s} and for the peri�ds�hat Lender <br /> requxres. What Lender requires pursuant to th�prec�ding sen�ences can Change during�he term�f�he Loan. <br /> The insurance carri�r pr�viding the insurance shall be�hosen b�B�rrawer su�bj�ct�o Lender's r�ght to <br /> disappro�e Borra�v�r's ch�xce, which righ�sha��no�be�xer�ised unr�asonab�y. L�nder n�a�r�quir� <br /> Borr�vver to pa�, in c�nnec��on with this Loan, e�ther: �a} a an�--txme charge f�r fload zone determinat��n, <br /> cert��catian and tracking s�r�ic�s; �r�b� a one�-t�me charge far fl�od zane de�erxn�nat��n and�er��f�cat�an <br /> ser�rzces and subsequent charges each�ime remappings or simi�ar changes occur wh�ch reas�nab�y migh� <br /> affect such determina�i�n or cer�ifi�atian. Barrovc�er shal� also be respon�ible f�r the payment af any fe�� <br /> impose�by the Fed�ral En��rgency Management Agency �n cor�nec�ion with the reWieu�of any fl�od zon� <br /> determination resulting from an flbject��n by B�rrower, <br /> �f Borr�wer fails to ma�ntain any of the ca�erages described above, Lender may obta�n insuranc�coverage, <br /> a�Lender`s optian and Barr�wer's expense. Lender is under no ob�igat�on�o purchase any par�icular type or <br /> amoun��f coverage. Therefore, such ca�rerage sha�� cover Lender, but m�ght ar might not protect Borr��er, <br /> Barraw�r's equi�y in�he Pr�pe�rty, �r the cont�nts�f�he Proper�y, agains�ar�y risk, hazard or liabiiity ar�d <br /> migh�prov�de greater or lesser coverag��han was prevxous��in effect. Barrower acknowledges�hat the cost <br /> �f th� insurance co�erage so ob�a�n�d m�ght signi�cant�y exceed�he cnst af�nsurance tha�Borrnwer�ould <br /> hav��btain��.. Any amounts disburs�d by Lender under�h�s Sec���n S sha11�ecom�addi�iona� deb�of <br /> BorrQwer se�ured�y�his Security�ns�rumen�. Th���amoun�s sha��bear�n�eres�a��he Nn�e ra�e from the <br /> date�f d�sburs�ment and sha��be payab�e, w�th such interest, upan na��ce fram Lender to Borrower <br /> reques�xng pa�men�. <br /> N�BRASKA-Singl��am�iy-Fanni�Ma�IFreddie Mac UNfFQRM INSTRUMENT �vrr�30�$'f1D1 <br /> VMP p VMPS{NE}413Q2� <br /> Wolters Kluw�r Financiat Ser�ices Pag�6 of 17 <br />