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Return To: <br />FIRST NATIONAL BANK OF OMAHA <br />2223 2ND AVENUE <br />KEARNEY, NE 68847 <br />Prepared By: <br />VAL GALVAN <br />2223 2ND AVENUE, KEARNEY, NE 68847 <br />Definitions <br />Words used in multiple sections of this document are <br />11, 13, 18, 20 and 21. Certain rules regarding the us <br />Section 16. <br />(A) "Security Instrument" means this document, <br />Riders to this document. <br />Deed of Trust <br />(B) "Borrower" is JERRY D ATKINS AND ANN S ATKINS, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NM LS# 412727 <br />NEBRASKA - Single Family- Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />120252 <br />defined below and other words are defined in Sections 3, <br />age of words used in this document are also provided in <br />C) <br />(„ <br />which is dated APRIL 22, 2014 , together with all <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 1 of 17 <br />