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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />STATE OF <br />COUNTY OF <br />The forego'ng instrument was acknowledged before me this day of <br />mo.11 2014 , by JEFFREY A. HERBER, A SINGLE PERSON. <br />GENERAL NOTARY - State of Ne WM <br />ELIZABETH A. GARDUNO <br />My Comm. Exp. March 2, 2017 <br />LA/ <br />Public <br />MORTGAGE LOAN ORIGINATOR BRENDA L . ELSASSER <br />NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY IDENTIFICATION NUMBER <br />478729 <br />MORTGAGE LOAN ORIGINATION COMPANY CENTRAL NATIONAL BANK <br />NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY IDENTIFICATION NUMBER <br />423495 <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />4e) 338.21 Page 14 of 14 <br />My Commission Expires: a' a <br />201402851 <br />451402325 <br />Form 30281/01 <br />