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<br />JPMORGAN CHASE & CO.
<br />SECRETARY'S CERTIFICATE
<br />I, Christine N. Bannerman, do hereby certify that I am a duly elected and qualified Vice President and Assistant
<br />Secretary of JPMorgan Chase Bank, National Association, a national banking association duly organized and existing
<br />under the laws of the United States of America (the "Bank") and that set forth below is a true and correct copy of
<br />resolutions duly adopted by the directors of the Bank pursuant to a unanimous written consent, effective as of March 29,
<br />2010. I further certify that said resolutions, at the date hereof, are still in full force and effect.
<br />RESOLVED that loan agreements, contracts, indentures, mortgages, deeds, releases, conveyances,
<br />assignments, transfers, certificates, certifications, declarations, leases, discharges, satisfactions, settlements,
<br />petitions, schedules, accounts, affidavits, bonds, undertakings, guarantees, proxies, requisitions, demands,
<br />proofs of debt, claims, records, notes signifying indebtedness of JPMorgan Chase Bank, N.A. (the "Bank"), and
<br />any other contracts, instruments or documents in connection with the conduct of the business of the Bardc,
<br />whether or not specified in the resolutions of the Bank's Board of Directors (the "Board") may be signed,
<br />executed, acknowledged, verified, delivered or accepted on behalf of the Bank by the Chairman of the Board,
<br />the Chief Executive Officer, the President, the Chief Operating Officer, a Vice Chairman of the Board, a Vice
<br />Chairman, any member of the Operating Committee or Executive Committee, any Executive Vice President,
<br />the Chief Financial Officer, the General Counsel, the Treasurer, the Controller, the Chief Risk Officer, the
<br />Secretary, any Senior Vice President, any Managing Director, any Executive Director, any Vice President, or
<br />any other officer having a functional title or official status which is at least equivalent to any of the foregoing,
<br />and the seal of the Bank may be affixed to any thereof and attested by the Secretary, any Vice President or any
<br />Assistant Secretary; provided, however, that any guarantees, comfort letters or other !Wets of support issued by
<br />the Bank in respect of obligations of any of the Bank's affiliates or subsidiaries ("Support Documents') may be
<br />executed only where consistent with such resolutions of the Board dated March 29, 2010, as amended, relating
<br />to the provision of Bank guarantees and other support issued by the Bank in respect of obligations of its
<br />subsidiaries and affiliates;
<br />RESOLVED that ® of attorney may be executed on behalf of the Bank by the Chairman of the
<br />Board, the Chief Executive Officer, the President, the Chief Operating Officer, a Vice Chairman of the Board, a
<br />Vice Chairman, any member of the Operating Committee or Executive Committee, any Executive Vice
<br />President, the Chief Financial Officer, the General Counsel, the Treasurer, the Controller, the Chief Risk
<br />Officer, the Secretary, any Senior Vice President, any Managing Director or any other officer having a
<br />functional title or official status which is at least equivalent to any of the foregoing; provided, however, that
<br />such powers of attorney may not provide authority for signing Support Documents except as where consistent
<br />with such resolutions of the Board dated March 29, 2010, as amended, relating to the provision of Bank
<br />guarantees and other support issued by the Bank in respect of obligations of its subsidiaries and affiliates.
<br />1 further certify that Jameson Chastain, with specimen signature as follows, has been duly authorized by a valid
<br />power of attorney to act in coub with the above resolutions, in particular 1) to execute and deliver all documents
<br />necessary or required, with the exclusion of guarantees, comfort letters and Powers of Attorney, in connection with
<br />requests for: allonges, assignments and lien releases where the Bank was the trustee for residential mortgages. These
<br />mortgages were part of stnictured mortgage backed securities where 3PMergan Chase Bank, N.A. exited the business
<br />through a sale to Bank of New York, appropriate allonge, assignment, and/or lien release were not completed when sold,
<br />and 2) to represent the Bank in all other acts related to the foregoing.
<br />IC_Jarneson Chastain 012114 110A
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