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��14��5�9 <br /> .�.ppli�able Law. As used in this Secur�ty Ins�rument, the �erm "App�icabie Law" shall n�ean a�� con�rollin� <br /> appl�ca�l� federal, state and i�ca� s�a�utes, re�u�atians, ord�nances and adminis�rati�e rules and orders �that have <br /> the effec�of Iav�)as wel� as all app�icable finai,non-appealable�udiciai ap�nions. <br /> �harges; I�iens. B�rr�wer sha1l pay a�l taKes, assessments, char�es, f nes and imp�sitions at�ributable �� �he <br /> Pr�p�rty vvhich �nay at�ain prior��y over this Security Inst�ument, and lease�old payments or�round rents, if any. <br /> .�.t the reques�af Lender, B�rrower shall promptly furnish to Lender receipts ev�den�in��he payments. <br /> Borr�wer shall pro�-�ptly dischar�e any ��er� wh ich has pr�ori�y a�er th is Security Instrumen� un less Barrower: �a} <br /> a�rees in v�ritin� to the payment af the �bii�a��on secured by the 1 ien in a man.ner accep�ab�e ta Lender; �b} <br /> �ontests in �ood fa��h the �ien by, or defends a�ains� enforcem�nt of the lien �n, le�al proceedin�s which in the <br /> Lender'� opinion operate to pre��n� the enforcemen� of th� l�en; or �c� secures from the halder of the lien an <br /> a�reemen� sa�isfactory to Lender subordinatin�the Iien�o �his Securi�y Ins�rumen�. If Lender de�er��n�nes tha� any <br /> par� of the Praperty is subject to a lien which may at�ain priarity o�e�- this Security Instrument, Lender may �ive <br /> Borrower a notice identifyin�the �ien. Barrower sha�� satisfy�he 1�en ox tak� ane or more of th� ac�ions se� for-�h <br /> aboWe within ��days nf�he��v�ng of no�i�e. <br /> Ha�ard or Proper�y In�urance. Borrower shal� keep �he improvements now exist�n� or hereafter erected an the <br /> Pr�per-�y �nsured a�a�nst loss by f re,ha�ards included within the term "ex�ended ca�era�e" and any o�her hazards, <br /> includin� f�oods ar f�aodi�g, for wh�ch Lender reauir�s insurance. This insurance shall be ma�n�ained in the <br /> amounts and for the periods that Lend�r requires. The �nsurance�arrier pro��din��he insurance sha�l be ch�s�n by <br /> Borrower subject t� Lender's approval vvhzch shail na� be un.reasonably w��hheld. if Barrower faiis �� ��na�ntain <br /> c�verage �escribed aboWe, L�nder may, at Lender's ap�ion, ob�ain c��era�e ta pro�ect Lender's righ�s �n the <br /> Prapert�in accordance w�th sectx4n txti�d Pro�ec�ion of Lender's Rights in the Property. <br /> All insurance policies and renewa�s shall �e acceptable to Lender and shall inc Iude a s�andard m�r��a�e c�ause. <br /> Lender shal�have�he ri�ht�a hold the po�xcies and renewals. If Lender requires, Borrower shal� prflmptly gi�e to <br /> Lender a�I rece�pts af pa�d prexniums and renewal natices. �n the e�ent�f loss, Borrower shall give promp�natice <br /> to the insurance carrier a�d Lender. Lender may make pro�f of�oss if�ot made pramp�ly by Borrower. <br /> L]nless Lender and Borrovver a�herwise a�ree in writin�, insurance praceeds sha�1 be applied ta res��ra��on or <br /> r�pai�- af the Prope�-ty damag�d, if, in Lend�r's sole discr�tion, the restora�ion or repair �s economi�aI�y feas�bl� <br /> and Lender's secur�ty is not Iessened. If, in Lender's sale discre�ion, �he restara�ion or repa�r is not economical�y <br /> feasxb�e ar Lender's secu�rity wou�d be lessened,�he insurance proceeds sha�l be appli�d to the sums secured by�his <br /> S�cur��y Instrument, whe�her or nat �hen due, with any exc�ss paid to Borrower. �f Borrower abando�as the <br /> Prope�y,or does not answer vwi�hin the number�f days prescribed by Applicable Law as se�f��h in a n�tice from <br /> Lender ta Borrawer that�he insuranc� carrier has offered to sett�e a�laim, �hen Lender may cfllle���he insuran�e <br /> proceeds. Lender may use the proce�ds t� r�pair or restare �he Property ar to pay sums secured by this Secur�ty <br /> Instrumen�,whe�her or n�t then due.The period of`ti�ne for Borrower to answer as se�for�h in�he natice will be�in <br /> when�he noti�e is g��en. <br /> Un�ess Lender and Borrov�er o�hervvise a�ree in wr��in�, any app�icati�n af pro��eds to principal s�a�l r�o� ex�end <br /> ar �as�pone the due date �f�he payments du� under the Contract�r change the a�nount of�he pay��nents. If under <br /> �he section ti��ed A.cce�eratior�; Remed�es, the Pr�perry is acquired by Lender, Barrnwer's ri�ht�o any �nsuran�e <br /> palic�es and pra�eeds resul�in� from dama�� to �he P�oper�y pxior �o �he acqUisiti�n shall pass t� Lepder �o �he <br /> e�tent of the sums secured by this Security Instrum�nt�mmediately pr�or to the acquisit�on. <br /> Preser�a�ion, Ma�nt�nanc� and Pra�ection of the Proper�y� BorCUv�er''S L07ri ,�.pp�ication; Leaseholds. <br /> Barrower sha�� not destray, darnage or impair�he Pr�per�y, allow�he Pr�per�-y�a deter�ora�e, or com�-�i�waste an <br /> the Property. Borrower sha1�be in default if any forfeiture action or p�-oceedin�,whether ci�il or criminal, �s be�un <br /> that in Lender's �aad faith jud�znent cou�d result in f�rfei�ure of the Prflperty flr �therwise material�y i�-npair the <br /> Iien created by this Secur�ty Instrument or Lender's security �nterest. Barrower �nay cure such a default and <br /> reinstate, as pro��ded �n sect�on �itled Sorrower's Righ� t� Reinsta#e, by causin��h� ac�ion or proceedin�to be <br /> dismissed w��h a ru�in��hat, in Lender`s gaod faith determ�na�ion,precludes forfeiture af the Borrower's �nteres� �n <br /> �he Property or ather ma�erial �rnpair�nent of the I�en crea�ed by th�s Securi�y Instrument or Lender's securi�y <br /> interes�. Borrower shal�als�be zn defau�� if Borrower,durin��he Ioan applica��on process,gave mater�aIly false or <br /> �naccurate �nformation ar sta�emen�s �o Lende�r �or fai�ed �o pra�ide Lender with any ma�e�-iai �nfarmation} �n. <br /> connection with �he �oan e�idenced by the Contract. If this Se�ur�ty znstrumen� is on a �easeho�d, Borr�wer sha�l <br /> comply vvith all the prov�sions of�he lease. �f Borrower acauires fee title��the Praperty,the �easeh��d and the fee <br /> ����e shai�n��mer�e unless Lender a�rees to the mer�er�n wr���n�. <br /> Prateetian of Lender's Righ�s �n the Prop�r��. �f Borrovver fai�s to perform the covenants and agre��nen�s <br /> canta�ned in this Secur�ty �nstrument, or there is a�e�al pr�ceeding that may si�nifican�Iy affect Lender's ri�h�s in <br /> the Proper�y �such as a proceeding in�bankruptcy, praba�e, for condernna�ion or forfei�ure ar to �nforce laws or <br /> re�ulatx�ns�, th�n Lender may do and pay f�r whatever is necessary �o pro�ect �he va�ue �f the Prope�rty and <br /> Lend�r's ri�h�s in th� Property. Lender's actians may include pay�n�any sums secured�y a lien which has pr�ori�ty <br /> o�er this 5ecurity Instrument, appearing in cour�, pa��n�reasonable attorneys'fees a�rd enterin�on the Proper�y to <br /> malce repa�rs. Al�hou�h�ender may�ake act�on under this sectian, Lender does no�ha�e�o do so. <br /> Any a�noun�s disbursed by Lender under this section shall become add�tiona� debt of Borrower secured by th�s <br /> Se�urity Instru�nent. Un�ess Borrower and Lender a�ree �o o�her �erms of payment, these am�unts shall bea�r <br /> interest from the date of d�sbursement at the same rate assessed on advances under the �ontrac� and shal� be <br /> payable,with in�erest, upan notice fr�m Lender�o Borrower reyues�in4 paymen�. <br /> Q 2Q04-2013 Cn1Yl�JI18�1C�Sy5ie1l]5,Inc.9F9�-2AGG-ZQi3L?.�.721 <br /> C�nsumer Rea�Estate-Sec�rity]nstrument DL?Q y6 Pa�e?af S ��ww.�ampliancesys�ems.com <br />