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��14��511 , � - Tax Parc�l No.4�D134276 which has the address of,823 W 17T�ST,�RAND I SLAND,NEBRASKA�88U 1�herein"Pr�p�rty Address"}• , T�GETHER WITH all the improvements now or hereaf�er erected on the property,and a�l easements, appur�enances and fixtures now or her�after a part of the property.Al�replacernents and additians shall alsa be co�ered by this Security Instrument. A11 of the foregoing, is referred ta in this Security Instrument as the "�'roperty." B�RR�WER CC3VENANTS that Borrower is lawfi�l�y seised of the estate hereby con�eyed and has the right to grant and con�ey the Property, and that the Proper�y is unencumbered, except for encumbrances af record. Borrower warrants and vvill defend generally the tit�e to the Prnperty against all claims and demands, subject ta encumbrances af record. T�IIS SE�UR�TY INSTRUMENT cambin�s uniform covenants for national use and non-uniform ca�enants with iimited variations by jurisdictian ta consti�ute a uniform security ins�rument covering real property. UN�FQ�I CaVEIVANTS.BarrQw�r and I.end�r covenan�and agree as fo�iows: 1. Payment�f Principa�. Borrower shall pay when due th� principal of the deb� e�idenced by the l�To�e. �. Borrower Nat Released; Forhearance By Lender Nat a Wai�er. Extension of#he time of paymen� of�he sums secured by �his Security �nstrument grant�d by Lender ta any successor in interest af Borrower shall not operate to release�he liability of the original Borrower or Borrower's successor in interest. Lender shaii not be required to commence proceedings against any successar in interest or refuse �o extend tirne far payment or�therwise modify amortization of the sums secured by this Security In�trument by reason of any demand made by the original Borrower or Borr�wel-'s successors in interest.Any forbearance by Lender in exercising any right or remedy sha�l not be a waiver of or p�eclude the e�ercise of any r�ght or remedyo 3, SuCcessors and ASsigns Bound; Joint �nd Se�eral Liabi�ity; Co-�igners. The c��enants and agreements af this Security �nstrument shail bind and benef t the successors and assigns of Lender and Borrower. Borrower's covenants and agr�ements �ha11 be jo�nt and se�eral. Any Borrower who c�-signs th�� Security Instrument but does no�execute the Note: �a} is co-signing this Security Instrument aniy ta mortgage, grant and canvey that Borrower's interest in the Proper�y under the terms of this Security Instrument; �b} is nn� persanally abtigated to pay the sur�ls secured by this Security Instrument; and �c} agrees that Lender and any flther Borr�wer may agree to extend,m�dify, farbear ar make any accommadat�ons with re�;ard ta the term of this 5ecurity Instrument or the Note vvithout that Borrdwer's consent. 4. Notices. Any natice �a Borrower pro�ided for in this Security Ins�rument sha�l b� gi�en by delivering it or by maiting it by f�rs� class mail unless applica�le �aw requ�res use af another m�thfld. The notice sha11 be directed t�the Proper�ty Address or any ather address Borr�wer des�gnates by notice ta Lender. Any notice to Lender shall be given by f rst class rnail t�: Department of Housing and Urban Development, Attent�on: Single Family Notes Branch,451 S��enth S�reet S�,Washingtan,D�2041 D or any addr�ss Lender designates by notice to Borrower.Any notice provided for in this Security�nstrument shall be deemed�o�ave been gi�en t�B�rrower or Lender when g�ven as provided in th�s paragraph. 5. Go�erning Law; Se�erabitity. This Security Instrument shall be governed by Federal 1aw and the law of the jurisdiction in which th� Prnperty is located. In the e�ent that any provision or clause of this Security I�strumen��r the Nate conflicts with applicable law, such conflict shall not affect ot�er pro�isions af t��s 5e�ur�ty Inst�umer�t Qr the I�Tate v►�h�ch can be gi�er�effe�t without the canflict�ng provYs�an.To�his end the pro�isions of this Security Ins#rument and the Note are declared to be severable. FHANA HUD-HAMP Loan Modification Agreement UZ 192�14�111 WI)�Z 106.I 99022�7599 First American Mortgage Ser�ices g�g�2