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(Seal) <br />- Borrower <br />(Seal) <br />YAN R ELLSTON <br />201402760 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants in this Rider for a <br />Section 184 Mortgage for the Fee Simple Property. <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower MELISSA R ELLSTON - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />FHA Section 184 Fee Simple Rider March 3, 2010 <br />VMP4 VMP185R (1004).00 <br />Wolters Kluwer Financial Services Page 2 of 2 <br />