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the events of default section of this Deed of Trust. <br />Existing Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens <br />provision of this Deed of Trust. <br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, <br />concentration or physical, chemical or infectious characteristics, may cause or pose a present or potential hazard <br />to human health or the environment when improperly used, treated, stored, disposed of, generated, manufactured, <br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest sense and <br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed <br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and <br />petroleum by- products or any fraction thereof and asbestos. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, <br />mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real <br />Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses <br />payable under the Credit Agreement or Related Documents, together with all renewals of, extensions of, <br />modifications of, consolidations of and substitutions for the Credit Agreement or Related Documents and any <br />amounts expended or advanced by Lender to discharge Trustor's obligations or expenses incurred by Trustee or <br />Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as <br />provided in this Deed of Trust. <br />Lender. The word "Lender" means First National Bank of Omaha, its successors and assigns. The words <br />"successors or assigns" mean any person or company that acquires any interest in the Credit Agreement. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal <br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; <br />together with all accessions, parts, and additions to, all replacements of, and all substitutions for, any of such <br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of <br />premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this <br />Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan <br />agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security <br />deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter <br />existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and <br />other benefits derived from the Property. <br />Trustee. The word "Trustee" means First National Bank of Omaha, whose address is 1620 Dodge Street, Omaha, <br />68197 and any substitute •r successor trustees. <br />Trus <br />EACH TR <br />TRUSTOR <br />TRUSTOR <br />DGES HA <br />ERMS. <br />r. The word "Trus <br />STOR ACKNOW <br />GREES TO ITS <br />Espel <br />DEED OF TRUST <br />(Continued) Page 7 <br />s Keith P Espeland and Jodi A Espeland. <br />ING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH <br />1,11 INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF N e.il4 04A PA.. <br />COUNTY OF 17\ <br />On this day before me, the undersigned Notary Public, personally appeared Keith P Espeland and Jodi A Espeland, <br />Husband and Wife, as Joint tenants with right of survivorship, and not as tenants in common., to me known to be the <br />individuals described in and who executed the Deed of Trust, and acknowledged that they signed the Deed of Trust as <br />their free and voluntary act and deed, for the uses and purposes therein rrRntioned. <br />Given under my hand and official seal this cD et day of Pc14 ' k , 2014 . <br />By at d <br />Printed Name: 1� \� Atu��Rf1 <br />Notary Public in and for the �p State l � of ktottl,S �t0. <br />Residing at 6 �Ulfy� `Ll�. 4r�1�� � c&i <br />My commission expires «"O % Df i IPJLJ <br />GENERAL NOTARY • State of Nebraska <br />E:UJAH A. KUCERA <br />My Comm. Exp. Nov. 3, 2014 <br />SS <br />'01402754 <br />