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��14��7�� <br /> If the Laan is subj�ct t�a�aw�vh��h sets ma�i.mum loan�harges,and that la�v�s final�y int�rpreted so that <br /> the interest or oth�r loan charges��llected�r t�b�colle�ted in cann��tion with the Loan exceed the <br /> permitted limits,then: �a��n�s�uch loan charge sha�1 be r�duc�d by the amount necessary t�reduce the <br /> cha.rge t�th�permitted ii.mit;and[b)any s�ms atready�ollec�ted from B�rro�er�vhich exce�d�d per�nitted <br /> �imits will be r�fu.nd�,d t���rr�o��.Lender may�ho�s�to make this refund by reducing th�principal ovved <br /> und�r the l�ote�r by makin�a�i.rect payment t�Borrotiv�r.If a r�fund red�u��s principal,the reduction vvill <br /> b�treated a�a parti��pr�pa�ment�ith��t any pr�paym�nt charge[whether or not a prepaym�nt�harge�s <br /> pr�vided for und�r the I��t��, B�rr��rer's acceptanc��f any su�ch r�fun�d made by direct payment to <br /> Borrower vvill��nstitute�.w�.�v�r of any right�f action B�rr���r might have a,rising out of��ch o�ercharge. <br /> ��. N�tices.A�1�otices gi�en b3��vrro�er�r L�n��r in�onn�ction with this Se.��rity Instrument must be in <br /> writing,Any n�ti�e to E►�rr���r in��nn��ti�n with this 5e+cur��Instrum�nt shall b�de�me�d to ha�e been <br /> gi�en to Borr�wer vvh�uu r�nai����y fu�t���ss mail or when actually deli��red t�Borrower's notice address <br /> if��nt by other m�ans.I��tic�tv�.n��n�B�r�ower shall con.stitute n4tice�o all BQrrowers unles� <br /> App�icable La��xpr�ssly ret�uires�th�r��s�.Th�nc�tic�addr�ss sha�l be the�'rop�rty Address unless <br /> Borrow�r ha�desig�,at.�d a s�bs�it�t�n�ti��a�dr�ss by notic�to L�nder. Borr�w�r sha11 promptly notify <br /> Lender of Bano�ver's chang�vf address, If L�nd�r specifies a procedure for r�rting B�rro�er's change <br /> of address,then B�rrower sh�.11 only rep�rt a�hang��f address thr�ugh that sp�cif�d pro�edure. <br /> There may be onl��n�e�i�s�gna.ted n�ti�e addr�ss und�r this S�curity I�trument at any one time.An�not��e <br /> to Lender shall be g��en b�delivering i�or by mailin�it b�fu�st class mail tv Lender's ad�ress stated herein <br /> unless Lender ha�de�ig�ated another addr�ss by n�tice to Borrawer.Any nvti��in connection with this <br /> Security In�trumen#s�a�1 nvt be��emed t�hav�be�n given to Lend�r until a�t�ally receiv�d by Lender. if <br /> any nvtiGe requued by�hi��ecurity Instr�ument is als�required under Appli�ab��Law,the Appli�able Law <br /> requuement will�atisfy the cvrrespvnding requ�r�rnent under th�s Securit�r Instrument. <br /> 1�. �o�erningLarn�; �evera�i�ity;Ru��s of�vnstru�tion.This Security Instr�ment shall be governed by <br /> federa.l law and the�aw�f th�jurisdict�on in wh�ch the Property is located.A.��rights and obligations <br /> contained in this 5ec�rity In.st�ument are subj e�t to any requirement�and limitation.s 4f Applicable Law. <br /> Applic�.ble Law might�xp���i���r or�mplic�t�y allow the parties to agree by contract or it mi�ht b�silent,but <br /> such silence shal�not be c�r�strued as a pr�hibition a�ainst agreement by con#ract. In the event that any <br /> pro�is�on or clause of this S�+cur�tgr Instr�ment�r the Note Gonflicts with Applicabl�Law,s�ch conflict shail <br /> not affect Qther pro��sions of th.%s�ecurity In_strum.ent or the Note which can be gi�en effect with�ut the <br /> conflicting provisiQn. <br /> As used in this S�cur�ty Instrument: �a)vvords o�th�masculine gender shall m�an and�nclude conespanding <br /> neuter words or w�rds of the feminine gender;�b)wards�n the�ingula,r shall meaa�and in�lude th�plural . <br /> and vice versa;and(c�th��ord"may"gives s��e�iscretion without any abligation to take any action. <br /> 17. Borrvwer's Copy.B�rro�ver sh�ll be gi�en one capy of the Note and of this�ecurity Instrument. <br /> 18. Transfer of the Propertyor a B�r�efic�allnxer��t in Borrv�vsr.As used in this��ction 18, "Interest in <br /> the Property"means an�legal�r ben�fi�ial inter�st in th�P'raper�y,including,b�ut not limited to,�ho�� <br /> benefic�al i.nterests tran�ferr�d in a bon�l f�r�e�d,cvntract fQr deed, i.nst�.11ment sales contra.ct or�scro� <br /> agre�men�,the intent of�,�vhich is the tran��`er of titl�by Banovver�.t a futur�date t�a purcha�er. <br /> If a11 or any part�f the Propert3r Qr an�Interest in the Property is sold or transferre�l(�r if B�rrawer is not a <br /> natural persan and a benef cial int�rest in B�rrower is so�d or transferred)�ithout Lender'�prior written <br /> �4nsent,Lend�r may r��u�r��mm�diat�pa�rment in fu11 af aI1 sums secured by this Security Instrum�nt. <br /> Howe�er,this�ption sha�l n�o�be e��r�is�d by Lender if such�x�rcise is pr�hibited b�r Applicabl�La�. <br /> NEBRASKA-Single Family-Fanni$A�1aelFrsdd�Mac C1i��F�RM 1NSTR�I�ENT VIIITH MERS Fomn 34a8 1f�9 <br /> VMP t� VMPBA(NE}[13a2}.flU <br /> Wolte�Klwver Financial 5ervi�es Page 12 af 1 T <br /> q 3 41$� ��33 5� lzi <br />