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. � � ��14��93 �a� Any such agreements w�ll n�t affect the amounts that Borrower has agreed to pay for M�rtgage Insuran�e,or any other terms�f the Loan. Such agreements will not incr�ase the amount Borrower will ov�e for Mnrtgage In�urance,and they wilt not entitle Borrower to any refund. �b� Any such agreements will not affect the r�ght�Borrower has-if any-with respect to the Mortgage Insurance un�er the Homeowners Pratect�on Act of 1998 or any other law. These rights may include the right to recei�e certain disclo�ure5,to request and obtain cancellation of the Mortgage Insurance,to ha�e the Martgage Insurance terminated automatica�ly,andJar to recei�e a refund of any Mortgage Insurance�remiums that were unearned at�he t�me of such cancellatinn or termination. 'I�. Assignmentof IVliscellaneous�roc�eds;Forfeiture.A11 Miscellaneous Prviceeds are hereby assigned to and sha1�be paid t�Lender. If the Property is damaged, such Miscellaneaus Proceeds sha11 be applied to restorati�n or repair of the Property, if the res�oration or repair is�conomically feasib�e and Lender's security is not lessened. During such repair and restora.tion period,Lender sha11 have the righ�to hold such Miscellaneous Proceeds until Lender has had an opportunityT to inspe�t such Propert�T to ensure the work has�een completed t�Lender's satisfactivn, pro�ided that such inspec#ion sha.11 be undertaken promptly. Lender may pay f�r the repairs and restoration�n a single disbursement or in a series of prvgress payments as the work is comp�eted. Un�ess an agreement is made in writing or App�icable Law requires interest to be paid on such Misce��aneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellanevus Proceeds. If the res�ora.tion or repair is not e�onam�cally feasible or Lender's security would be lessened, th�Miscellaneous Proceeds shall be applied�o the sums secured by this Security In�trument, whether or not then due, with the e�cess, if any, paid to Borrower. Such Miscellaneous Proceeds sha11 be applied�n the order pro�ided for�n Sectian�. �n the event of a total taking, destruct�on. or loss in value of the Property,the Miscellaneous Proceeds sha�1 �e applied to the s�ms secured by this Security Instrument,whether�r not then due, with the excess, if any, paid�o Barrower. �n the event�f a partial�aking, destructian, vr loss in value of the Property in which the fair market�a1ue of the Property immed�ately before the partial taking, destructivn, or loss in value is equal to or greater than the am�unt of the sums secured by this Security Instrurnent immediately before the partial taking, destruction,or loss in�alue, unless Bvrrower and Lender othenvise agree in writing, the sums secured by this Security Instrument shall be reduCe�by the am�unt of the Miscellaneous Proceeds multiplied by the following fra.ctian: �a}the�ota.l amount vf the sums secured immediately b�fore the partial taking, destruc�ion, or loss in value divided btiT �b}the fair market va�ue of the Property immediately before the partial taking, des�ruction, or lass in value. Any balance shall be paid to Borrower. In the event af a partial taking, destruction, or loss in value vf the Prvpertv in which the fair market value of the Property immediately bef�re the partial taking, destruction, or loss in va�ue is less than the amvunt of the sums secured immedia�ely before the partial taking, destruction, or loss in va�ue, unless Borrower and Lender otherw�se agree in�rit�ng, the Miscellaneous Proceeds shall be applied tv the sums secured by this Security Instrument�hether or no�the sums are then due. If the Property is abandoned by Burrower, or if, after notice by Lender to Bvrrower�hat the �pposing Party �as defined in the next sentence)�ffers to make an award to settle a claim far damages, Borrower fails to respond to Lender within 3� d.a.ys after the date the notiCe is given, Lender is authorized to collect and apply �he Miscellaneous Proceeds either ta restorati�n or repa�r of the Property or�o the sums secured by this 106ANE 000628086115 April 21,2014 12 53pm NEBRASKA-5�ngle Fam�iy-Fannie MaelFreddie Mac UNIF�RM INSTRLJMENT WITH MERS Form 3028 11d1 VMP� VMPBA(NE){93Q2)00 Wolters Kluwer F�nancial Services Page'!�of 17