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��14��71 not be required to pay Borraw�r any�nterest❑r earnings on such loss reserve. Lend�r can no �onger re�uir� ��ss res�r�e payments if Mortgage Insurance co�erage(in the amount and for the pert�d that Lender requires�provided by an insurer se�ected by Lender again becomes a�ailable, is obtain�d, and Lend�r reyuires separately designated payments toward the pr�m�um�for M�rtgage Insurance.If Lender required Mortgage Insurance as a conditian of mal�ing the Laan and Borrower was required to make separately designated payments toward the premiums far Mortgage�nsurance,Borrower shall pay the prem�ums required to ma�ntain Mar�gage Insuranc�in effect,or to provide a non-refundable loss reser�e, unt��Lender's requirement for Mor�gage Insurance ends in accordance with any written agreement betw�en Borrower and Lend�r providing for su�h termination or until termination�s required by App�icable Law. Nothing in this Section 1 U affects Borrower's abligat�on to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender�or any entity that purchases the N�te}far certain�osses it may incur�f Borrovver does not repay the L�an as agreed.Borrower is not a party to the Martgage�nsurance. Mortgage�nsurers e�aluat�their total risk an all such insurance in forc�fr�m time to t�me,and may enter into agreements with ather parties that share ar modify their risk,ar reduc�losses.These agreements are on terms and conditions that are satisfactory ta the m�rtgage insurer and the ather party(or parties}to these agreements. These agreements may require t�e mortgage insur�r t�make payments using any source of funds that the mortgage insurer may ha�e availab�e�which may include funds ohtained from Mortgage Insurance premiums�. As a resu�t�f�hese agreements,Lender, any purchaser of�he Note, another insurer, any reinsurer, any ather entity, or any a-ff'iliate af any of the foregoing, may receive tdirectly or indirectly}amounts that deri��from(or might be chara�terized as�a portion of Borrawer's payments for Mortgage Insurance, in �xchange for sharing or madifying the mortgage insurer's risk,or reducing losses.If such agreement pro�ides that an a��iate of Lender takes a share of the �nsurer's risk in exchange for a share flf the pr�miums paid to the insurer,�he arra.ngement is often term�d "cap��v�reinsurance." Further: �A} Any such agreements will not affect the amount� that Borrower has agreed to pay far MortgagQ Insurance, ar any ather terms nf th� Loan. Such a�reements will nvt increase the amount Borrower will owe for Mortgage Insurance, and they w�ll not entitle Borrawer ta any refund. �B� Any such agreements will nvt affect th� rights Borrower ha� - �f any - with respect to the Mortgage Insurance under the Homeawners Prntecti�n Act of 1998 or any ath�r la�v. These rights may inc�ude the right to rQcei�e certain disClosures, to request and obtain canc�llatx�n of th� Mortgage Insurance, to ha�e the Martgage Insurance terminated automatica�ly, andl�r to recei�e a refund of any Mortgage Insurance premiurns that w�re unearned at the time of such canc�l�ation or termination. '11.Assignment of Miscellan�ous Proce�ds; Forfeiture.Al�Miscel�an�ous Proceeds are hereby assigned to and shall be paid to Lender. If�he Praperty is damaged, such Misce��an�ous Praceeds shall he applied to restaration or repair of the Pr�p�rty,if the r�storation or repair is ecflnomically feasible and Lender's security is not lessened.I]uring such repair and restoration period,Lender shall ha�e�he r�ght to hold such Miscel�aneaus Pr�ceeds until Lender has had an opportunity to inspect such Property t�ensure the wark has been completed ta Lender's ,� 1195fi9?915 NEBRASKA-Sir�gle Family-Fannie MaelFreddie Mac L1N�FQRM kN5TRLIMENT Form 3�28 1l�1 �P� �3113 Wolfers Kluwer Financiai Servi�es �Q14�4184.1.1.2529-J20"�3�828Y Initials: Page 9 af 17 ; *H ❑119 97916112 * i � i ; �