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��14��595 Any amounts disburs�d by Len��r under this Section�shall became additional debt�f Barrower secured by this Se�urity Instrumen�. These amaunts sha11 bear interest at the Note rate f�om the date of disbursement and sha�l be payable,with such int�rest,upon notice from Lender ta Borrawer re�uesting payment. If this Security Instrument is on a leasehold, �3orravver shall comply��h all the provisians of the l�ase. �f �orrower acquires fee title to�he Pr�pert�,the leaseho�d and t�e fee t�t1e s�.a��nat merge un�ess Lender agrees to the merger in�vriting. 'I d. Mortgage Insurance.If Lender requu-ed Mortgage �nsurance as a condition of making the Loan, Borravver sha11 pay the prem�ums required to mainta.in the Mortgage Insurance in effect. If, for any reason,the Mortgage Insurance co�erage required by Lender ceases�o be a�ailable from�he mortgage insurer that pre�ious�y pro�ided such insura��e and Borrower�as requ�red to make se�ara�e�y des�gr�ated�a�rr��nts tov�ard�he premiums for Mortgage Insurance,Borrower sha��pay the premiums required t�obta.in co�erage substa.ntially equivaient to the M�rtgage Insurance pre�iousiy in effect,at a cost substantially equivalent ta the cost to Borrower of the M�rtgage Insurance previausly in effect, from an altemate mortgage insurer selected by Lender, If substant�ally equi�alent Mor�gage Insurance co�erage�s not a�ailabl�,B�rrower sha11 continue to pay to Lend�r�he amount af the separately des�gnated payrnents tha�were due�vh�n the insurance ca�erage ceased to be in effect. L�nder wili accept,use and reta.in these payments as a non-refundable�o�s reser�e ir�lieu of Mortgage Insurance. Such lass reserve shaX1 be n�n-refundable, notvvithstanding the fact that the Loan is ul�imately paid�n fu11,and Lender shall not be required to pay Bonower any intere�t or earnings on such loss reser�e. Lender can no langer require loss reserve payments if Mortgage Insurance ca�erage(in the amaun�and for the period that Lender requires}pra�ided by an insurer selected by Lender again becomes a�ailable, is obtained,and Lender requires separate�y designated pa�ments toward the premium�for Mortgage Insurance. If Lender r�qu�red Mortgage Insurance as a candition of making the Laan and Borrawer�vas required to make separately d�signated paym�nt�t�ward the premiums for Mortgage Insurance,Barrower shall pay the premiums required to mainta.in Mortgage �nsurance in effect,or�o provide a non-refundable lass resert�e,until Lender's requiremen�for Mortgage �nsurance ends in a�cordance with an�wr��ten agreement betw�en Borrower and Lender pro�iding for such te��natron of u�.ti�termxnat�on��required by Ap��cab�e Lfa�.Noth��.g i.n this�ection 1�affects Borrovver's obligation to pay interest at th�rate pra�ided in the Note. Mortgage Insurance reimburses Lender(or any entity that purchases the Note}for certain losses it may incur if�orrower does not repa�the Loan as agreed, Borrower is not a par�y ta the Mortgage�nsurance. Mortgage insurers e�aluate th�ir�ota.i risk on a11 such insurance in force fr�m time to time,and may enter into agr�ements With other parties tha�share or mod�fy�heir r�sk,or reduce Iosses. These agr�ements are on terms and cond�tions that are satisfactory to th�mortgage insurer and the other party(or partie��ta these agreements. These agreements may require the mortgage insurer to make pay�nents using any sourc�of funds that the martgage insurer may have available �zuhich may include funds obtained from Mortgage�nsurance premiums�. As a cesu�t of t�ese agreem�nts,Lender,a�.y purchaser di the��te,a�other rnsurer,any rernsurer,an� other entity,ar any affiliate of any of the foregoing,may receive(du'e��ly or indirectly�amounts#hat derive from(or mig;ht be characterized as}a partion�f Borrovver's payments f�r Mortgage Insiarance, in exchange for sharing or modifying the mortgage insurer's risk,or reducing lasses. If such agreement provides that an affiliate af Lender ta.k�s a share�f the insurer's risk in exchange for a share af the premiums paid to the insurer,the arrangement is often termed "capt��reinsurance." Further; q�3321Q35��9 ��33 5l4 �917 NEgRASKA�in le F mil -Fannie MaelFreddie M EN TRLI ' ' "'� 8 1141 g a y Mac UNiFOR 5 MENT W1TH MERS Form 3Q2 VMP� VMP�A[NE}(130�}A� Wolters Klvwer Financial Services Page 9 of 17 �