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��14��595 Par��1 I D N u m ber: 4��d�4��1 which currently has the address of 2 3 9 S P 1�m S t �S`t�e�t� G r a n d I s 1 a n d (City}, Nebraska�8$�1 ��i� �'ode� �"Property Address"): T�GETHER�ITH a11 the impro�ements now or h�reafter erec�ed on the property,and all e�.sements, appurtenances,and f xtures now or hereaf�er a part of the property. A11 replacements and additions sha�I a�so be covered by th�s�ecuri��Instrum�n�. All of the foregoing is referred to in this�ecurity Instrument as the "Property.'!Borrov�er und�rstands and agrees that MERS holds onl}�legal title to the interest granted by Borrower in this Security�nstrument,but, if necessary to comply with lavt�ar�ustom, MERS(as nomin�e for Lender and Lender's successors and assigns}has�he r�ght: to ex�rcise any or a11 af those interests, �ncluding,but nat��mit�d to,the right to foreclose and sell the Froperty;and�o take any action required of Lender includi�g,but no� �imited to,re�easing and carice�ing this Secur�ty Instrument. B�RR��LTER C�VENANTS that Borr�wer is lawful�y seised of the estate hereby conveyed and has the right to grant and con��y the Property and that the Praperty is unencumbered, except for encumbrances of record. Borro�uer warrants and�iXl defend generally the title�fl the Property aga�nst a11 claims and demands, subjec�to any encumbra�ces of record. THIS SECURITY INSTRUMENT combines uniform co�enants for national use and non-uniform cov�nants with�imited variations by jurisdiction��constitute a u�iform security�nstrument covering real property. U n iform Go�enants.Borrawer and Lender co�enant and agree as foilo�us: �1. Payment of Pr�ncipal,lnterest, Es�row Items, Pr�paymentCharges,and Late Gharges.Borro�ver sha�l pay vvhen due the principal af,and interest on,�he debt evideneed by the Note and any prepayment charges and late charges due under the Note. Borravv�r shall also pay funds for Escrow Items pursuant ta Section 3. Payrnents due under the Note and this Secur�t�Instrument shall be mad�in CT.S. Cu�T�nC�. Hawe�rer, if any check�r other instrument received by Lender as payment under the Note or this Security Instrument is returned t�Lender unpaid, Lender may require that any or all subsequent paymen�s due under the Note and thi�Security Instrumen�be made in one or more af the fol�ovving forms,as selected by Lender: (a)cash; (b)money order; �c}certified check,bank check,treasurer's ch�ck or cashier's checl�,provided an� such check is drawn upan an insti��ion whase dep�sits are insured by a federal agency, instrumentality,ar entity;or(d}E�ectr�nic Funds Tra�sfer. Pa�ments are deemed received by Lender wh�n recei�ed a�the location designated in the Note or at such other location as may be d�signated by Lender in accordance with the notice pro�isx�ns in Sectian 1�. Lender may return an�payment or partial payment if the payment or partial paymen�s are insuf�cient�o bring the Loan current. Lender may accept any payment or partral payment insuff cient to bring the Laan current,�ithou�vvaiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future,but L�nder is not obligat�d to apply such payments at the time such pa�ments are accepted. If each Per�odic Payment is applied as of its scheduled due date,then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until B�rro�ver makes payment to bring the Loan current. If Borrawer daes not do so within a reasonable period af time,Lender sha11 either app�y such funds or return them t�Borrower. If not applied earlier, such funds will be applied to the outsta.nding principal ba�ance under the Nate immediatel�prior to foreclasure.No offset or cla�m wh�ch Borrower migh�have now ar in tbe future against Lender sha11 relieve Borrower from making pa�men�s due under the No�e and this Security Instrument or performing the co�enants and agreements secured by this Security Ins�ru.ment. � NEBRAS4tA-5ingle Family-Fannie MaelFreddie Mac LINiF�RM INSTRLJMENT VIIlTH MERS � Form 3U28 11U1 VMP� VMPBA[NE}�1342}.�4 Wolters Kluwer Financial Services Page 4 of 1? � q033�10352�9 0�33 514 �417