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ry 0 c U x �1 ® X 2 WHEN RECORDED MAIL TO: Five Points Bank West Branch 2009 N. Diers Ave. Grand Island, NE 68803 FIvE POINTS BANK DISCLAIMER OF HOMESTEAD Executed pursuant to Section 4(3)(a) and (b) of the Farm Homestead Protection Act r FOR RECORDER'S USE ONLY GRANTOR: KYLE R KOEPP and SALLY JO KOEPP LENDER: Five Points Bank LENDER'S ADDRESS: West Branch, 2009 N. Diers Ave., Grand Island, NE 68803 PROPERTY LEGAL DESCRIPTION: Located in HALL County, State of Nebraska: The Northeast Quarter (NE1 /4) of Section Thirty -Two (32), Township Eleven (11) North, Range Eleven (11) West of the 6th P.M., Hall County, Nebraska The Real Property or its address is commonly known as NE1 /4 32-11-11, HALL COUNTY, NE. GRANTOR'S PARCEL 1 - HOMESTEAD PROPERTY: The Northeast Quarter (NE1 /4) of Section Thirty -Two (32). Township Eleven (11) North, Range Eleven 111) West of the 6th P.M., Hall County, Nebraska UNDERSIGNED, KYLE R KOEPP; and SALLY JO KOEPP, GRANTOR, hereby states that no part of Undersigned's homestead is presently, or in the future will be, situated upon the real estate described in the Mortgage, Deed of Trust or other Security Agreement. Undersigned also understands that if Undersigned establishes a homestead on any part of the real estate during the time the Mortgage, Deed of Trust or other Security Agreement remains unsatisfied and a lien upon the real estate, there will be no right to make a designation of homestead in the event of a foreclosure or sale under the Mortgage, Dead of Trust or Security Agreement. Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Mortgage, Deed of Trust or other Security Agreement and that Undersigned is signing this Document first before signing the Mortgage, Deed of Trust or other Security Agreement. THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD PROTECTION ACT DOCUMENT. THIS DOCUMENT IS EXECUTED ON APRIL 25, 2014.