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<br /> -- ___ _.___ ___ ___ __ _
<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORIjING RETURN TO:
<br /> Nome Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801
<br /> (Space Above This Line For Recordin�Data)
<br /> LOAN ORIGINATOR NAME: Chris Kaskie
<br /> NMLS COMPANY [DENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494668
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on April 16, 2014. The grantors are BRAD W
<br /> PATTISON and LISA A PATTISON, HUSBAND AND WIFE, whose address is 2634 JAN ST, GRAND
<br /> ISLAND,Nebraska 68803-1137("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br /> sign the Home Equity Line of Credit Agreement, dated April 16, 2014 ("Contract"). The obligations of
<br /> Borrowers who did not sign the Contract are explained further in the section titled Successors and Assigns
<br /> Bound; Joint and Several Liability; Accommodation Signers.The trustee is Arend R. Baack,Attorney whose
<br /> address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal
<br /> Savings & Loan Association of Grand Island, which is organized and existing under the laws of the United
<br /> States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender").
<br /> BRAD W PATTISON and LISA A PATTISON have entered into a Contract with Lender as of April 16, 2014,
<br /> under the terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a
<br /> xxxMAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*xx of One
<br /> Hundred Sixty-one Thousand One Hundred Fifty and 00/100 Dollars (U.S. $161,150.00) ("Credit Limit").
<br /> Any pariy interested in the details related to Lender's continuing obligation to make advances to Borrower is
<br /> advised to consult directly with Lender. If not paid eariier,the sums owing under Borrower's Contract with Lender
<br /> will be due on November I5, 2014. This Security Instrument secures to Lender: (a) the repayment of the debt
<br /> under the Contract, with interest, including future advances, and all renewals, extensions and modifications of the
<br /> Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security
<br /> Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the
<br /> performance of Borrower's covenants and agreements under this Security Instrument and the Contract. For this
<br /> purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br /> Trustee, in trust,with power of sale,the following described properiy located in the COUNTY of HALL, State of
<br /> Nebraska:
<br /> Address: 2634 JAN ST, GRAND ISLAND,Nebraska 68803-113'7
<br /> Legal Description: LOT O1�tE (1), BLOCK FOUR (4), JENKINSON SUSDIVISION TO THE CITY
<br /> OF GRAND ISLAND,HALL COUNTY, ivEBRASKA,
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> O 3004-2013 Compliance Sysrems,Inc.SEB3-EF6C-2013L2.O.E1]I2
<br /> Consumer Real Estate-Securiry Instrument DL?036 Page I of 5 www.compliancesystems.com
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