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��14��439 <br /> significantly affect Lender's rights in the Property(such as a proceeding in bankruptcy, far condemnation or <br /> to enforce iaws or regu�ations),then Lender may do and pay whatev�r�s necessary to protec��he valu�vf the <br /> Property and Lender's rights in th�Praper�y, inc�uding payment of ta.xes,ha�ard insurance and o�her items <br /> mention.ed in paragraph 2. <br /> Any amounts disburs�d b�Lender under this paxagraph shalt b�come an additional debt of Borrower and be <br /> secured by th�s Security Instrument.These amounts shall bear interest from the date of disbursement,at the <br /> Note rate,and at�he optian of Len�ler, shail be immediately due and payable. <br /> B�rrower shall promptly discharge any lien which has priority over this Securi�y�nstrument unle�s <br /> Borrower: [a)agrees�n writing to the payment of the obligation secured by the lien in a ma�.ner acceptab�e <br /> to Lender; �}contests�n good faith the lien by,or defends against enforcement of the iien in, 1ega1 <br /> proceedings which in th�Lender's opinian operate to prevent the enforcement of the lien;or(c}secures <br /> from the hold�r of the 1i�n an agreement satisfactory ta Lender subordinating the lien to this Security <br /> In.s#�rument.If Lender determines that any�art of the Froperty is sub�ect to a lien which may attain priority <br /> over this Security Instrument,Leader may give Borrawer a notice identify��g the lien. Borrower shall satisfy <br /> the lien or take one or more of the actians s�t forth above�vithin 10 days of the��ving of notice. <br /> $. Fees.Lender may collect fees and charges author��ed by�he Secreta.ry. <br /> 9. Grvunds fvr Acceleration of De�t. <br /> ta� C3ef�u It.Lender may, except as limited by regutations issued by the Secretary, in the case of payment <br /> defaults,requ�re imm�diate payment in fu11 of al�sums secured by this Security Instrument if: <br /> �i} Borrower defaults by failing to pay�n full any monthly payment required by this Security <br /> Instrument pr�or to ar on the due date af the n.ext monthly payment,or <br /> (ii) B�rrvwer d�faults by failing, for a period of thuty days, to perform an� o�her obligations <br /> contained in th�s Security Instrument. <br /> ��} 5ale Without Credit Appro�al.Lender shall, if permitted by appliGable 1a�r�including Section <br /> 34��d)of the Garn-S�. Germain Depositary Institutians Act of 1982, 12 U.S.�. 17D 1 j-3(d}}and with <br /> the prior approval af the Secreta.ry,require immediate payment in fu11 of a11 sums secured by this <br /> Security Instrument if: <br /> (i) A�1 or part of�he Property,or a beneficial in�erest in a trust own�ng all or part�f the Froperty, is <br /> sald or othervvise transferred�other t�.an by devise or descen�}�and <br /> �ii} The Prop�rty is not accupied by the purchaser ar grantee as his or her principa�residence,or the <br /> purchas�r or grantee does so occupy the Property bu�his or her credit has n.ot been appraved�n <br /> accordance with the requirements of the Secreta.ry. <br /> ��} Nv 1�fai�er.If circumstances occur that wauld permit Len�ier to require immediate payment in ful�, but <br /> Lender daes not require such payments,Lender c�oes not waive its rights�vith respect to subsequent <br /> events. <br /> �d} Regulativn�of HUa Secretary.In many circumstances regutatians issued by the Secretary wi111imit <br /> Lender's rights, in the case of payment defaults, to require immed�ate payment in full and foreclose if <br /> not paid. This Securrty Instrument does not authorize acceleration or foreclosure if not permitt�d by <br /> regulations of the Secretary. <br /> �e� Allortga�e Not Insured.BarrQw�r agree��hat if�h�s Security Instrum�nt and the Note are not <br /> de�ermi�ned to be eligible for insurance und�r the National Housing Act within 64 days from the date <br /> hereof,Lender ma ,at its o tion,re uire immediate a ment in fu11 of a11 sums secured b this <br /> FHA Mortgage WITH MERS-NE � Re�ised 4198 <br /> VMP C� VIVlP4N(NE}�1342},44 <br /> Wolter�Kiuwer Finar�ciai Services Page 5 o'f i4 <br /> q�33264164�5 4233 �83 �51� <br />