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��14��439 <br /> ADJ�T S TAB LE RATE RID�R 3 3�6�164�G <br /> FHA Case No. <br /> 321-33�78�3-��9 <br /> MERS MIN: 1���39�332��1����D <br /> THIS ADJUSTABLE RATE RIDERis ma�e fhis 1$th day of Ap�'�1 , ��14 , <br /> and is incorporated int� and shall be deemed �o arnend and supplement the Mortg�ge, <br /> Deed of Trus# flr Security Deed �"�ecurity Instrument"} of the sarne date �iven by the <br /> undersigned �"B�rr�in►er"��o secure Borrower`s Note �"Note"�to �u�cken Lo�ns In�. <br /> �the "Lender"} �f the same date and ca�ering the Praperty described in the Security <br /> �nstrumen�and located a�: <br /> 1��� � Eugene St <br /> �rand Isla�d, NE �8$41 <br /> �Proper�y Address� <br /> THE N�TE ��NTAINS PR�VISIqN� ALL�VIIING F�R �HANGES �N THE <br /> INTEREST RATE AND THE 11111�3NTHLY PAYIIIIENT. THE NUTE LI�AITS THE <br /> ANI�UNT THE B�RR�WER'S INTERE�T RATE CAN CHANGE AT ANY �NE <br /> TI IIA E AN D TH E �IPIAXI M U M RATE TH E B�RR�IAf E R M�J ST P14Y. <br /> ADD�TIqNAL C�VENANTS. In addi�ian to the covenants an� agreernertts rnade in the <br /> Securi�y Ins�rument, Borrower and Lender further covenan�and agree as folla�s: <br /> INTEREST RATE AN[� MCENTHLY PAYI4AENT�HAN�ES <br /> �A} ChangeDate <br /> The �nterest rate may chan�e on �he firs� day of �1 U 1 y 2 Q 19 , and on <br /> that da� of each succeeding year. "�hange D�te" means each date on which the in�erest rate <br /> coufd change. <br /> �B]The Index <br /> Beg�nning with the first �hange Date, the �nterest rate will be based on an 1n�ex. <br /> "Index" rneans the weekly average yfeld vn United States Treasury Securities adjuste� to a <br /> cons�ant maturity of �ne year, as rnade available by the Fede�al Reserve Board. "�urrent <br /> Index" means the mos# recent Index f'rgure aaailable 3� days before the Change Date. lf the <br /> lnde� ��s defined abflve} is n� longer a�ailable, Lender will use as a new Ind�x any index <br /> prescr�bed by the Secr�tary. As use� in this Rider, "Secret�ry rneans the Secretary of Hous�ng <br /> and Urban De�elo�ment or his or her designee." Lender will give Borrawer natice of the new <br /> Index. <br /> FHA IWfultist�te ARM Rider-41�5 <br /> �-59'IlJ ��5U8} <br /> � <br /> Page 1 of 3 Initfal5: � q433�G�164�6 447Q 284 �103 <br /> VMP Mortgage �o�ut��n�, Inc. <br /> �84�}521-7�91 <br /> �823���DD6 <br />