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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings& Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR NAME: Chris Kaskie
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494668
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on April 18, 2014. The grantors are PAUL D
<br /> FROMBGEN and DORY M FROMBGEN, HUSBAND AND WIFE, whose address is 1117 W LOUISE ST,
<br /> GRAND ISLAND, Nebraska 68801-6424 ("Borrower"). Borrower is not necessari]y the same as the Person or
<br /> Persons who sign the Home Equity Line of Credit Agreement, dated April 18, 2014 ("Contract"). The
<br /> obligations of Borrowers who did not sign the Contract are explained further in the section titled Successors and
<br /> Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br /> Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home
<br /> Federal Savings & Loan Association of Grand Island, which is organized and existin� under the laws of the
<br /> United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br /> ("Lender"). PAUL D FROMBGEN and DORY M FROMBGEN have entered into a Contract with Lender as of
<br /> April 18, 2014, under the tenns of which Borrower may, from time to time, obtain advances not to exceed, at any
<br /> time, a xxxMAXiMUM PRINCIPAL AMOUI�TT (EXCLUDING PROTECTIVE ADVANCES)xxx of Five
<br /> Thousand and 00/100 Dollars (U.S. $5,000.00) ("Credit Limit"). Any party interested in the details related to
<br /> Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender. If not
<br /> paid earlier, the sums owing under Borrower's Contract with Lender will be due on May 15, 2019. This Security
<br /> Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including future
<br /> advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with
<br /> interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br /> Protection of Lender's Rights in the Property;and(c)the performance of Borrower's covenants and agreements
<br /> under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the
<br /> trust herein created, irrevocably grants and conveys to Trustee, in trust,with power of sale,the following described
<br /> property located in the COUNTY of HALL, State of Nebraska:
<br /> Address: 1117 W LOUISE ST, GRAND ISLAND,Nebraska 68801-6424
<br /> Legal Description: LOT THREE (3); BLOCK FIVE (5), WINDOLPH'S ADDITION TO THE CITY
<br /> OF GRAND ISLAND, HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and ali easements,
<br /> appurtenances, and fixtures now or hereafter a part of the properly. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Properiy is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> C 2004-2013 Compliance Systems,lnc.8EB3-CF3D-2013L2.O.E I]12
<br /> Consumer Real Estate-Security Instrument DL20;6 Page 1 of 5 www.comptiancesystems.com .
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