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m <br /> � � N n� � <br /> m"' � �cD m <br /> ; � n� � � �m N m <br /> o �° � . D �O o 0 <br /> ; � zD O � �z 0 cDi� <br /> � - �� 0 � �� N � <br /> � � <br /> m� p � rcDi� � � <br /> � W� � � � � <br /> �o � `.`. z <br /> o� N � � <br /> �I Z <br /> O <br /> _ <br /> _ __ _ _ _ _ <br /> _ ____ _ __ <br /> ___ <br /> _ ____ <br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br /> Home Federal Savings& Loan Association of Home Federal Savings& Loan Association of <br /> Grand Island Grand Island <br /> 221 South Locust Street 221 South Locust Street <br /> GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801 <br /> (Space Above This Line For Recording Data) <br /> LOAN ORIGINATOR NAME: Chris Kaskie <br /> NMLS COMPANY IDENTIFIER: 446443 <br /> NMLS ORIGINATOR IDENTIFIER: 494668 <br /> DEED OF TRUST <br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br /> BY THIS DEED OF TRUST) <br /> THIS DEED OF TRUST ("Security Instrument") is made on April 18, 2014. The grantors are PAUL D <br /> FROMBGEN and DORY M FROMBGEN, HUSBAND AND WIFE, whose address is 1117 W LOUISE ST, <br /> GRAND ISLAND, Nebraska 68801-6424 ("Borrower"). Borrower is not necessari]y the same as the Person or <br /> Persons who sign the Home Equity Line of Credit Agreement, dated April 18, 2014 ("Contract"). The <br /> obligations of Borrowers who did not sign the Contract are explained further in the section titled Successors and <br /> Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack, <br /> Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home <br /> Federal Savings & Loan Association of Grand Island, which is organized and existin� under the laws of the <br /> United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 <br /> ("Lender"). PAUL D FROMBGEN and DORY M FROMBGEN have entered into a Contract with Lender as of <br /> April 18, 2014, under the tenns of which Borrower may, from time to time, obtain advances not to exceed, at any <br /> time, a xxxMAXiMUM PRINCIPAL AMOUI�TT (EXCLUDING PROTECTIVE ADVANCES)xxx of Five <br /> Thousand and 00/100 Dollars (U.S. $5,000.00) ("Credit Limit"). Any party interested in the details related to <br /> Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender. If not <br /> paid earlier, the sums owing under Borrower's Contract with Lender will be due on May 15, 2019. This Security <br /> Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including future <br /> advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with <br /> interest, advanced to protect the security of this Security Instrument under the provisions of the section titled <br /> Protection of Lender's Rights in the Property;and(c)the performance of Borrower's covenants and agreements <br /> under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the <br /> trust herein created, irrevocably grants and conveys to Trustee, in trust,with power of sale,the following described <br /> property located in the COUNTY of HALL, State of Nebraska: <br /> Address: 1117 W LOUISE ST, GRAND ISLAND,Nebraska 68801-6424 <br /> Legal Description: LOT THREE (3); BLOCK FIVE (5), WINDOLPH'S ADDITION TO THE CITY <br /> OF GRAND ISLAND, HALL COUNTY,NEBRASKA <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and ali easements, <br /> appurtenances, and fixtures now or hereafter a part of the properly. All replacements and additions shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Property and that the Properiy is unencumbered, except for encumbrances of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br /> any encumbrances of record. <br /> Borrower and Lender covenant and agree as follows: <br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and <br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract. <br /> C 2004-2013 Compliance Systems,lnc.8EB3-CF3D-2013L2.O.E I]12 <br /> Consumer Real Estate-Security Instrument DL20;6 Page 1 of 5 www.comptiancesystems.com . <br />