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Return To: <br />FIRST NATIONAL BANK OF OMAHA <br />2223 2ND AVENUE <br />KEARNEY, NE 68847 <br />Prepared By: <br />JAMI DE LA TORRE <br />2223 2ND AVENUE, KEARNEY, NE 68847 <br />Deed of Trust <br />Borrower is the trustor under this Security Instrument. <br />NMLSIt 412727 <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />120446 <br />(N,) <br />rn <br />Cr) <n <br />(l) <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 22, 2014 , together with all <br />Riders to this document. <br />(B) "Borrower" is JAMES M BERL 1 E AND JENNA R BERL I E, HUSBAND AND WIFE <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 1 of 17 <br />C <br />co <br />z <br />0 <br />o°9 <br />