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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />04/10/2014 (Seal) <br />Hector ernandez - Borrower <br />Maria Nieto <br />FHA Mortgage WITH MERS -NE <br />VMP <br />Wolters Kluwer Financial Services <br />04/10/2014 (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Q Refer to the attached Signature Addendum for additional parties and signatures. <br />201402352 <br />111111111111 I I /4VMP4N it; f00 <br />233 <br />