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��14��3�� <br /> If the Loan is subject to a law t�rhich sets maximum 1oa�charges,and that law is#"inally interpreted so that <br /> the in�erest or other lo�.n ch�.rges collected or to be collected in conne�tion�ith the Loan exceed the <br /> permitted limits,then: (a)ar�y such loan charge sha11 be reduced by the amount nece�sary ta reduc�the <br /> charge t�the permitted Iimit;and�b}any sums alread�co�l�cte�from�orr�wer which exeeeded permitted <br /> �imits will be refunded to�orrower. Le�der rr�ay chaose to r�ake thi�refiir�d by reducing t��pri�.�ipal o�ved. <br /> urader the Note�r by making a direct paymen�to Borrower. If a refund reduces pr�ncipal,the reductian w��� <br /> be tr�ated as a partial prepayment vvithout any prepayment charge(vvhether or not a prepayment�harge is <br /> pr�vided for under the Note�. Borro�ver`s acceptance of any such r�fund made by direct pa�ment to <br /> Bano�ver will constitute�.wa��er of any right of action Borrower might have arising out of such overcharge. <br /> 'I 5. Notices.All notices given by Borrower or Lender�n connection�vith th}s Security Instrument must be in <br /> �vriting. Any n�tice to Borrower in c�nnection with this Security Instrum�nt shall be deemed�o ha�e been <br /> �iven to Borrower�hen r�aailed by�rs�class mail�r vvh�n actualiy delivered ta Borrower's not�ce addres� <br /> if sent by other means.Notice to any one Borra�uer shali co�stitute notice to a11 Borrov�ers un�ess <br /> App�ieable Law express�y requires otherwise.The natic�address sha11 be the Praperty Address unless <br /> Borr�wer has des�gnated a substitute notic�address by notice to Lender. Barrower shall pramptly notify <br /> Le�d�r of�3orrower's c�i�.nge of address. I�'i�ender specifies a procedure for reparting�orrower's change <br /> af ad�ress,then Borrov�er shall only repar�a change of address through that specified procedure. <br /> There m�y be anly one designated notice adc�ress under this Security�nstrument at any one tirne.Any notice <br /> to Lender sha11 be given by deliver�ng it or by mailin�it by first class mail to Lender's address sta.ted herein <br /> un�ess Lender has designated another address by notice to B�rro�er. Any notice in connection with thi� <br /> Security Instrur�.ent shal�not be deer�ed to have been gi�en to�.ende�r unti�actualiy received by L�nder. If <br /> any notice required by this Securit�Instrument is also required un.der Applicab�e Law,the Ap�l�cable Lavci <br /> requirement wi11 satisfy the correspanding requ�rement under thrs Se�urity Instrum�nt. <br /> 1�. �v�ernin�Law; �e�erability;Rule�of Canstruction.This Security Instrument sha11 be gov�rned by <br /> federal law and the 1a�v of the jur�.sdiction in which the Property is located. All righ�s and ob�iga�ions <br /> contained in this Se�urity�nstrument are subject to any requirements and�imita.tians of Ap�p�icab�e Law. <br /> Applicable La�u might explicitly or implicitly a�law the par�ies to agree b�contract or it might be silent,bu� <br /> such s��ence sha11 not b�construed as a proh�bition against agre�ment�y contract. In the�vent that any <br /> provision or clause of th�s Security Ins�rum�nt or the Note conflic�s with Applicable La�v,such conflict sha�l <br /> nat affect ather provisions of�his S�curity�nstrument ar the Note�hich can be given effect vvithout the <br /> c�nflicting prov�sion. <br /> As used in this Security Instrument: (a)tvor�s of the masculine gender shall rnean and�nclude correspond�ng <br /> neuter words or�rords of the feminine gender; (b}�ords in the si�gu�ar sha11 mean and include the plura� <br /> and vice�rersa; and(c}the word"may"��ves sole discreti�n without an�obl�gation to�a.�e an�action. <br /> �17. Borrovirer's Copy.Borroiuer sha�l be gi�en one copy of the Nate and of this Security Instrument. <br /> �I$. Transfer of the Pr�perty or�. 8enefiGiallr�terest�n�arrawer,�s us�d i�this Secti�n 18, "I�terest in <br /> th�Propert}r" means any�e�a1 or beneficial interest in the Property, includ�ng,but not limited to,those <br /> beneficial interests transferred in a bond for deed,contract for de�d, instal�m�nt sa�es cantract or escrow <br /> agreement,the�ntent of which is the transfer of title by Borrawer at a future date to a purchaser. <br /> �f a11 or any part of the Property ar any�nt�rest in the Property is sold ar transf�ned(�r if Borrower is not a <br /> natura�person and a beneficial interest in F�orrov�rer is s�ld or transferred}without Lender's prior written <br /> consent, Lender ma�require immediate payment in fu�l of al�sums securec��y this Security Instrument, <br /> Howe�rer,this apt�on shal�nat be exerc�sed by Len�er if such�xercise i�prohibited by Applicable La�v. <br /> NEBRASI{AwSingle Family-Fannte MaelFreddie Mac UNlF4RM iNSTRUMENT WITH MERS ��� �� Form 3428 11�1 <br /> VfNP C�] VMPBA(NE}{13�2}_U4 <br /> Walters Kluwer Financiai Services Page 12 of 17 <br /> q�3324811726 ��33 364 lZl� <br />