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��14��344 required by RESPA, and Borrower�ha��pay to L�nd�r the amount necessary�a make up the deficiency in accordance with RESPA, but in no more thar� ��monthly payments. Up�n paym�nt �n fu�� of all �ums secured b�th�s SeGur�ty �nstrument, Lender sha�� prompt�y re�=u.nd to B�rrower an� Funds h��d by L�nder. 4. Cnarges, Liens. Borrower sha��pay ai� taxes, assessments, �harges, �ITl�S, and ir�pas��ians attributa�Ie ta the Property which can attain priarity a��r thi� Se�ur�ty �ns�rum�nt, leasehold paym�nts or ground rents on the Prop�rty, �f any, and C�mmuni�y Assac�at�nn Du�s, Fees, and Assessments, �f any. T� th��xten�that th�s�items are�s�ro� �tems, B�rrower sha��pay�hem in�he marllaer proW�d�d�n Sec��on 3. Borrower sha�X prompt�y d�scharge any�zen which has priori�y a�er th�s Security �ns�rument un��ss B�rrower; �a} agr�es in wri��ng to�he payrnent of�he at��igat�on secured by th�lien in a mann�r ac�ep�ab�e t� L�nder, but only so Iong as Barrawer is p�rf�rming �uch agreement; �b} cant�s�s�he�ien in gaad fa�th b�, ar defends aga�nst enf�rcement�f the��en�n, �ega�prac��.�ngs wh�ch�n L�nder's op�n�on�pera�e�o pr�v�n� �he enfarcem�nt�f�he�i�n wh��e th�se proceed�ngs are pend�ng, but anl�until su�h praceedings ar� concluded; or�c} secures fram�he holder of the lien an agreement sa�isfact�ry to Lender subordinating the �ien ta this S�curity Instrument. If L�nder determines�hat any par�of th�Property is subject to a l�en which can at�ain priority over�his Security Instrument, Lender may g�ve Borrawer a not�ce identify�ng the�ien. '�V'ithzn �4 days�f the date on vc�h�Ch that no�xce is given, B�rrower sha�� sat�sfy th��en or take one or more af th�ac�ions set for�h above�n th�s Sect�an 4. Lender ma�requ�re Borrawer�o pay a one-�ime charge far a real estate tax verifica�ian andlor repor�ing �ervi�e used by Lender�n cannection with this L�an. �. Prop�rty Ins�ranc�. Borrower sha��keep�he�mproWements nov�exis�ing ar hereafter ere�ted an the Proper�y in�ured aga�nst Iass b�r fzre, hazards included w��h�n the terrn "ex�ended coverage," and any other ha2ards including, but not limited ta, ear�hquakes and f�oads, for whi�h Lender requires insurance. Th�� in�urance shal�be maintained in the amoUn�s�in��ud�ng deduc�ible levels}and for th�periods that Lender requires. V�Tha�Lend�r requires pursuan�to�he preceding sent�nc�s can char��e dur�n�the�erm of the Laan. The insurance carrier praviding�h�insurance sha��be�hosen by Borrower subjec�to Lend�r's r�ght ta d�sapprove B�rrow�r's chazce, �vhich r�ght sha�� no�be exerc�sed unreasonably. Lend�r may require Btirrav�er�a pa�, �n connect�on w��h�his Loan, either: �a} a oneWtin�e charge for flo�d z�ne determina�ion, cer�ificati�n and�ra��ing s�r�i�es; or�b� a ane-�ime charge for f�o�d zane�eterminatian and GertifiCa�ion ��rvices and subsequen�charges ea�h time r�mappings or sirniiar changes accur whzch rea��nab�y might affe�� such d�termina�ian or c�rtifica�zan. B�rr�v�v�r shall alsa be resp�n�zble f�r the payrnen�of any fe�s �mposed by the F�dera� �znergenc�N�[anagement Agency�n conne��n with the review of any f�oad zane determznatifln resu��in� from.an objection by Borrower. If Borrower fa�ls to maintain any af th�coverages deseribed ab��, Lender may nbtain insuran��co�erage, at L�nder's�pti�r�an�Borrow�r's�xpens�. Lender is under no o�ligat��n t�purchase any par��cu�ar typ�or amaunt�f Goverage. Theref�re, su�h��erag��ha��er Lender, bu�maght�r might nat protec�B�rro�ver, Barrower's equ�ty �n the Praperty, ar the c�ntents �f�he Property, a�ainst an� r�sk, ha2ard or l�abili�y and nugh�provzde greater or�ess�r co�erage than was previau�ly in effect. Borrower acknowledges that the cast af th�in�urance caverag�sa ob�a�ned might sign�ficant�y e�ceed the cas�of insuranc�that Borrawer c�uid ha�e ob�ained. Any amounts disbursed by Lender under�his Sec�ion 5 shal��ecame add��iona� debt flf Borrawer secured by this Security �nstrumen�. These amoun�s shali bear�nt�r�st at�he No�e rate from th� date of disbursemen�and sha��b�paya��e, wi�h su�h zn�erest, upon na�ic�fr�m Lender t�Borrower request�ng paym�n�. NEBRASKA-Single Family-Fan�is MaslFreddie Mac UN1FUFtM INSTREJMENT FOrm 3Q�8�1�� VMP Q VMP64NE}t�3�2} Walters Ktuwer�inancial Ser�ices Pags fi❑�17