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DURABLE POWER OF ATTORNEY <br />This Power of Attorney shall not be affected by my subsequent incapacity. <br />201402340 <br />I, Barbara Luebs, residing at 3124 W Brentwood Circle, Grand Island, Nebraska 68801, hereby <br />appoint Allyson Cahill of 3120 58th Ave, Kearney, Nebraska 68845, as my attorney -in -fact <br />( "Agent ") to exercise the powers and discretions described below. <br />If the Agent is unable to serve for any reason, I appoint Jennifer Gnau, of 1400 SW Campbell, <br />Topeka, Kansas 66604, as my alternate or Successor Agent, as the case may be to serve with the <br />same powers and discretions. <br />My Agent shall have full power and authority to act on my behalf. This power and authority shall <br />authorize my Agent to manage and conduct all of my affairs and to exercise all of my legal rights <br />and powers, including all rights and powers that I may acquire in the future. My Agent's powers <br />shall include, but not be limited to, the power to: <br />1. Open, maintain or close bank accounts (including, but not limited to, checking accounts, <br />savings accounts, and certificates of deposit), brokerage accounts, retirement plan accounts, <br />and other similar accounts with financial institutions. <br />a. Conduct any business with any banking or financial institution with respect to any of <br />my accounts, including, but not limited to, making deposits and withdrawals, negotiating <br />or endorsing any checks or other instruments with respect to any such accounts, <br />obtaining bank statements, passbooks, drafts, money orders, warrants, and certificates <br />or vouchers payable to me by any person, firm, corporation or political entity. <br />b. Add, delete or change beneficiaries to any financial accounts I own including <br />insurance policies, annuities, retirement accounts, payable on death savings or checking <br />accounts or other investments, <br />c. Perform any act necessary to deposit, negotiate, sell or transfer any note, security, or <br />draft of the United States of America, including U.S. Treasury Securities. <br />d. Have access to any safe deposit box that I might own, including its contents. <br />2. Provide for the support and protection of myself, my spouse, or of any minor child I have a <br />duty to support or have established a pattern of prior support, including, without limitation, <br />provision for food, lodging, housing, medical services, recreation and travel; <br />3. Sell, exchange, buy, invest, or reinvest any assets or property owned by me. Such assets <br />or property may include income producing or non - income producing assets and property. <br />4. Purchase and/or maintain insurance and annuity contracts, including life insurance upon my <br />