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��14��334 <br /> ��} "Lender'"�s��i�k�� Lo�►ns I n�. <br /> . <br /> Lender is a Corporat�on <br /> . <br /> organi�ed and existing under the la�vs of t e S t a te o M�e h i�a n . <br /> �.���e����a�e�s�� 1�5� �oodward Ave, ��trai t, �� �8�2�-�.��� <br /> �o� l�Tru�t�p�s ��rs� �me���an T�t�e <br /> . <br /> �E� "M ERS" is Mort�a��E�ectronic Registration Systems, In�. MERS is a separa.te corporat�on that is�ct�ng <br /> solely as a nominee f�r I�en�ler and Lender's successar�and assigns. NI�It�i�the ben�ficiar�und�r th�s <br /> �eeur�ity Instrum�nt. MERS is arganized and exi�ting untler the laws of Delaw�re, and has an address and <br /> teleph�ne number�f P.�. Box 2�26,Flint,MI 485�1-��2�,tel. [8$8)�7�-MERS. <br /> �F� "Note" means the promissory note sig�.ed by Borro�ver and dated Ap r i 1 1�, �d l� . The 1'�ate <br /> states that Barrotiver owe s L�nder N 1 n�t,� T h 1^�@ T h�L�S a n C� �0 U r H Li�i�i"e� <br /> ��xty Seven and a�ll�a <br /> I3vllars(U.S. $ ��,4�7.�� �p�us in�eres�. �orr�wer has promi�ed to pay this debt ia regular <br /> Periodic Payme�ats and to pay the debt in fu11 not l�ter than M a� l, ��4�- , <br /> �G� "Property"means the property that is described below und�r the�xeading"Transfer of R�ghts in the <br /> Property." <br /> �H� "Lo�n"means�h.e d�bt e�ide�ced by the Note, p�us�nterest, any prepaym�nt charge�and la�e charges due <br /> under the Note,a�d a�l sums due under this Security Instrument,plus interest. <br /> {i� "Riders"means alZ Riders�o this Secur�.ty Instrume�t that are execut�d b�Borrawer. The faiiowing Riders <br /> are to be�xecu�ed by I�orrower[check�ox as app�i�ab�e�: <br /> �Adjus#�ble Rate R�der ��ondominium Rider �S�cvnd Hame�tider <br /> �Balloan R�der [�Planned Unit D�velopment Rider 0 1-4 Family Rid�r <br /> �VA Rider 0 Biweek�y Payment Rider ��ther[s}[sp�cif�� <br /> �ega� �ttac�ed <br /> �J} "A�pli�bl�Law" means al��ontrol�ing a����cable federal, state a.�d tocal statu�es,regulations, <br /> ordinan�es a.nd adm�nistrati��ru1�s and orders(that ha�e the effect of�aw)as�vell a�a11 app�i�able final, <br /> non-app�alable judicial opinions. <br /> �K� ��ommunityAssvciationDues, Fees,and Assessments"means all dues, fees, assessments and other <br /> eha.rges that are imposed on Barro�ver or the Prop�rty by a condominium association,h�meowners <br /> associat�on or s�mi�ar organ�.zation. <br /> �L] "Electr�n�cFundsTransfer"means any transfer of funds, other than a transa�t�or�originated by che�k, <br /> draft,�r simila,r pap�r ins�rument,�vhich is ini�iate�through an electronic t�:rminal,telephonic instrument, <br /> computer,or magnetic tape so as to order, instruct,or autharize a financiai institut�on to de�ait ar credit an <br /> account. 5uch term includes,bu�Ys not�imited to,�oint-of sale transfers,automated te11�r machine <br /> transa�tion.s,transfers initiated�y te�ephone,�vire transfers�and aut�mated clearinghause transfers. <br /> {Nl� "�scrvw Items"means those�tems that are des�ribed in S�ctian 3. <br /> HEBR►45KA�ingle�amFly-Far�nie ilAaelFredd�e Mac UNIFORM INSTRLIIUlENT VIIiTH MERS Farnn 3428 91�1 <br /> VMR� IJMPfi,4�NE�{i342�.�4 <br /> Walters Kfuwer Financial Serv�ces R�e 2 of 17 <br /> qQ33�5��336� a�33 3�fi 4z17 <br />