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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings& Loan Association of
<br /> Grand Island Grand Island
<br /> 22l South Locust Street 221 South Locust Street
<br /> GRAND ISLAND, NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR NAME: Chris Kaskie
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494668
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> SY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on April 4, 2014. The grantors are FRANCIS E
<br /> KEENE and MARGARET A KEENE, HUSBAND AND WIFE, whose address is 33ll N WEBB RD,
<br /> GRAND ISLAND, Nebraska 68803-1350 ("Borrower"). Sorrower is not necessarily the same as the Person or
<br /> Persons who sign the Home Equity Line of Credit Agreement, dated April 4, 2014 ("Contract"). The
<br /> obligations of Borrowers who did not sign the Contract are explained further in the section titled Successors and
<br /> Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br /> Attorney whose address is P.O. Box 790, Crand Island,Nebraska 68802 ("Trustee"). The beneficiary is Home
<br /> Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br /> United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br /> ("Lender"). FRANCIS E KEENE and MARGARET A KEENE have entered into a Contract with Lender as of
<br /> April 4, 2014, under the tenns of which Borrower may, from time to time, obtain advances not to exceed, at any
<br /> time, a xxxMAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)**" of
<br /> Forty Thousand and 00/100 Dollars (U.S. $40,000.00) ("Credit Limit"). Any party interested in the details
<br /> related to Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender.
<br /> If not paid earlier, the sums owin� under Borrower's Contract with Lender will be due on April 15, 2019. This
<br /> Security Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including
<br /> future advances, and all renewals, extensions and modifications of the Contract; (b)the payment of all other sums,
<br /> with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br /> Proteetion of Lender's Rights in the Property; and(c)the performance of Borrower's covenants and agreements
<br /> under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the
<br /> trust herein created, irrevocably grants and conveys to Trustee, in trust,with power of sale,the following described
<br /> property located in the COUNTY of HALL, State of Nebraska:
<br /> Address:3311 N WEBB RD, GRAND ISLAND,Nebraska 68803-1350
<br /> Legal Description: PART OF THE SOUTH HALF OF LOT TWO (2) IN SECTION THIRTY-ONE
<br /> (31), IN TOWNSHIP TWELVE (l2) NORTH, RANGE NINE (9) WEST OF THE SIXTH P.M.,
<br /> MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT A POINT
<br /> 536.4 FEET NORTH OF THE SOUTHWEST CORNER OF SAID FRACTIONAL SECTION 31 (
<br /> WHICH IS ALSO THE SOUTHWEST CORNER OF LOT TWO (2) IN SAID SECTION):
<br /> RUNNING THENCE EAST FOR A DISTANCE OF 228.0 FEET; RUNNING THENCE NORTH
<br /> FOR A DISTANCE OF 383.2 FEET; RUNNING THENCE WEST FOR A DISTANCE OF 226.6
<br /> FEET; AND RUNNING THENCE SOUTHERLY ALONG THE WESTERLY LINE OF SAID
<br /> FRACTIONAL SECTION,FOR A DISTANCE OF 383.2 FEET TO THE PLACE OF BEGINNING
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> �rant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> �2004-?013 Compliance Systems,Inc.8E63-552D-201;L2.O.El J12
<br /> Consumer Real Estate-Security Instrument DL20.+6 Page I oF 5 www.compliancesystems.com
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