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��14����7 <br /> requzred by RESPA, and Barro�ver shall pay�o Lender�he amoun�ne�essary to make up �he def�ciency in <br /> ac�ordance w�th RESPA, but in no more than ��mfln�h�y paymen�s. <br /> Up�n payment �n fu�� of a�� sum� secured by th�s Security�ns�ru�nent, Lender shall promptly refund to <br /> Borrow�r an�r Funds he�d hy Lender. <br /> 4. �har�es, L�ens. Borrawer sha�� pay a�� �axes, assessm�nts, �harges, f�nes, an� impas��ian� a�tri�u�ab�e�o <br /> the Property which can at�ain pri�rity o�er�his Se�urity Ins�rument, I�asehald paym�nts or ground ren�s on <br /> the Pr�perty, if any, and �ammunity Assaciati�n Dues, Fees, and Assessments, �f any. T��he�x��nt tha� <br /> these ztems are Escr�w �tems, Barrower sha��pay �hem�n the m�anner pra�x�.ed�n 5ec��on 3. <br /> Borrower sha��prom.p�ly discharge any ��en wh�ch has prior�ty o��r�h�s Secur�t�r In�trument unless <br /> Borrower: �a} agrees in writing to th�paymen��f the�bligat�on��cured by th�lien in a manner ac�ep�ab�e <br /> t� Lender, but�nt� so l�ng as Borrower is perf�rming such agr��men�; ��} ��nt�sts th����n �n gaod faith by, <br /> or defends aga�nst enfarcement af the l�en�n, �ega�pr��e�dzngs�hxch �n L�nder's opinian�p�rate ta preven� <br /> the enfflrcem�n�af th�lien vvh��e�ha�e pr�c�ed�ng�are pend�ng, bu�on�y unt�l such proceedings are <br /> concluded; or�c} secures fram the halder flf�he�ien ar�agreemen�sati�factory to L�nder subardina�in�the <br /> Iien to this Securi�� �nstrument. �f Lender determines that any part of the Praperty is subjec��o a�xen whzch <br /> can attain pri�ri��a�er this Securi�y Instrument, Lender may�ive Borro�ver a nfltzce �dent�fy�ng�he lien. <br /> �i�hin ��days of the date on which that na�ice is gi�en, Bflrrower sha�� sat�sfy th�I�en ar�ake one or m�r� <br /> of�he ac��ons set for�h ahove �n th�s Sec�xon 4. <br /> Lender may require Barrotiver to pay a on�-time charge f�r a real�state�ax veri�catian andlor repor��ng <br /> service used by Lender in connectian wi�h this Loan. <br /> 5. Prvp�rty �nsurance. Barr�wer sha�� ke�p �he�mpro�ements naw exist�ng or hereafter erec�ed on the <br /> Praperty�nsured against lflss by#�ir�, hazards inc�uded�ithin�he term "extended coverage," and any other <br /> ha2ards including, but nat limited ta, earth�uakes and floads, far which Len�er requires insurance. Th�s <br /> insUrance sha11 be maintained in the amount� �including deduc�ible levels} and f�r th�peri�ds�ha� Lender <br /> requires. �Vhat Lender requires pursuan�to the preceding sentences carz chan�e dur�ng the term of the Loan. <br /> The insurance carrier pro��ding the insurance shall�e chosen by Borrower subj�ct�o Lend�r's ri�ht t� <br /> disappr�ve Borrower's chozce, wh�ch r�ght sha��not be exerc�sed unreasonably. Lender may require <br /> B�rrow�r to pay, in cann��tion with th�s Loan, �ith�r: �a} a�ne-�im�charg�f�r flood z�ne de�erm�ina��an, <br /> c�r�ification and tra�king servic��; or tb}a one-time�harge f�r#1o�d zone d�term�nat�an and certif�catian <br /> s�rvices and subs�quent charges each tim�remapp�ngs ar s�m��ar changes occur wh�ch reas�nably might <br /> aff�ct such d�term�na��on or cert�f�ca�ian. Bnrrawer sha�� a�s�be r��ponsibl�far the payment of any fees <br /> imposed by the Federa� �xnergency Management Agency in connection with the re�ie�of any flood zone <br /> de�ermination resu�ting fronl an ob�ecti�n b�Borrower. <br /> �f Barrower fails t�maintain any�f the co�erages de�Cribe�.abo��, Lender may a��a�n znsurance c�verage, <br /> at Lender's opt�nn and Borrower's�xpense. Lender�s under n�����ga��on to purchase any par�icular type or <br /> am.oun�af coverage. rTherefore, such ca�erag�sha��� �n�er Lender, bu�might or might not pra�ect Barrower, <br /> Borrawer's equity in th�Praperty, Qr th�canten�s af the Property, agains�any risl�, hazard�r liabil�ty and <br /> m�ght pro��de greater or lesser caverage than was previously in effect. Borrower acknowledges tha��he cos� <br /> of the insurance coverage s�obtained migh�signi�cant�y exceed the cos�of�nsurance�hat Borrower cou�d <br /> have ob�a�ned. Any amaunts d�sbur�ed�y Lender under th�s Sect�an 5 sha.il become addztianai debt of <br /> Borravver secured by�h�s Secur��y �nstrumen�. These amaun�s shal�bear interest a��he N�te rat�fram the <br /> dat�af disbursement and sha�� be payab�e, wi�h such in�eres�, upon n�tic�from Lender t� Borravver <br /> requesting paym�nt. <br /> NEBRASKA-Sir�gl�Fami�y-�ar�nie Ma�l�reddie Mac UNIFqRM INSTRUMENT Form 302$11�1 <br /> VMP� VMPS�NE)t7 3�21 <br /> WvIters KEuwer Fir�anci�t Ser�iCes Page fi of 17' <br />