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��14����7 <br /> B(�RR�'�VER�C]VENANTS t�aat Barrower is lawful�y seised of the es�ate hereby can�eyed and has �he righ�ta <br /> grant and can�e�th�Pr�pert� and that the Proper�y �s unencum�ered, excep� for encurnbrances of record. <br /> Borrower warrants and will d�fend g�neral�y the titl�ta the Proper�y agains� aII c�aims and demands, sub�eC��o <br /> any�ncumbrances of record. <br /> T�IS SE�URITY �NSTRUMENT comb�ne�un�f�r�m�av�nants for na�ional use and non-uniform cavenar�.ts with <br /> l�mited variat�ons b�jurisdictian�a cans��tu�e a un�fflrm se�ur�ty �nstrum�n���ver�ng real pr�perty. <br /> Unifarm Ca�enar�ts. B�rrow�r and Lend�r��venant an� agree as f���n�s: <br /> �. Payment of Prin�ipal, Interest, Escraw �tems, Prepayment �harges, and Late Charges. Borrower <br /> sha11 pay when du�th�princ�pa� of, and interest an, �he debt evi�enced by the N�te and any prepayment <br /> charges and�a�e charges due under the N�a�e. Borrower shall alsa pay funds far Escra�v Items pursuan�t� <br /> Sectian 3. Pa�ments due under th� N�te and�h�s Security �nstrument shall be made in U.S. currency. <br /> How�ver, if any�heck or ather�nstrument re�ei�ed by Lend�r as pa�ment under�he No��or this 5ecurity <br /> Instrument is re�urned�a Lender unpa�d, Lender may r�qu�r�that any�r all subsequen�payments due under <br /> the N�te and this Security Instrument be m�.ad�in ane�r mare�f the follow�ng farms, as seiected by Lender: <br /> �a}cash; �b} money order; �c}certif�ed check, ban�check, �reasurer's�h�ck�r�ashier's Gheck, pro��ded any <br /> su�h check �s drawn upon an institution whase depasits are insured by a federal a�ency, instrumentaii�y, �r <br /> entity; or�d} Electronic Funds Transfer. <br /> Paymen�s are deemed rece��ed�y Lend�r v�hen rec��ve�i at�h��aca�ian designated in the No�e or at such <br /> other loca�ion as ma�b�d���gnated by Lender in accardance w��h the not�c�pr��isi�ns in Section �5. <br /> L�nder may return any payment or par�iai paymen� if the paym.ent or par��al payments are�nsuffici�n�to <br /> �ring the Loan current. Lender may ac�ept an�payment or par�ia� payrnent�nsuf���ent to bring�h�Loan <br /> �urren�, �vi�hout wai�er af any righ�s hereunder or pr��udice ta its righ�s to refu�e such paymen�or partia� <br /> paymen�s in th�future, but L�nder xs not ob�igated�o apply such payments a�the��me such paym��nts are <br /> accepted. �f ea�h Periodic Payment �s applxed as of��s s�heduled due da�e, then Lender need no�pay in��rest <br /> on unapp��ed fund�. Lender may ha�d such unapplied funds un�i� Borrower makes payments to bring�he <br /> Loan current. If Barrower daes na�do sa wi�hin a reasonab�e per�ad of�ime, L�nder sha�l either app�y �uch <br /> funds or return them to Borrawer. �f no� applied ear�i�r, such funds v�i��be app�ied to the outstanding <br /> principal balance under the Nflte imm�d�ate�y pr�or�a fareclosure. Na affse�or claim wh�ch Borrower might <br /> have now or in�he future agains�Lender sha�� reli��e Borrov�er fr�m mal�ing payrnents due under the Note <br /> and this Secur�t� �nstrument or perfarming the covenan�s and agreemen�s s�cured by this S�curity <br /> Instrumen�. <br /> 2. Applicati�n af Payments ar Praceeds. Except as ntherwise described in th�s Sect��n�, all paymen�s <br /> accepted and app��ed�y Lfender sha��be app��ed�n�he fo��o�ving order of priority: �a} in�erest due under th� <br /> No�e; �b}pr�ncipal due under the Note; ��} amaunts due under Sec��on 3. Such payments shall be applzed to <br /> each Per�od�c Payment in the arder in v�hich it became due. Any r�maining am�unts sha�l b�applied f�rst to <br /> la�e charg�s, second t� an� other amaunt�due under thi� Securi�y�n��rument, and then to r�du�e�he <br /> princ�pal�alance of th�Nti�e. <br /> �f Lend�r re�eives a payment fram Barrower far a de�znquen� Perx�d�� Payment which includes a suf�cient <br /> amount t�pay an� �ate charge due, the payment may be app��ed to the del�nquent paym�nt and th�late <br /> charg�. If more�han.one Periodic Payment�s autstanding, Lend�r may app�y any payment reG�ived fram <br /> Bnrr�w�r to�he repaym�n�af�he Peri�dic Paymen�s �f, and ta�he ex�en��hat, each payrnent can be pa�d in <br /> fu��. T� th�ex�ent that any excess e��sts aft�r the paymen� is app�ied�o the full payment�f one or mnr� <br /> Peri�d�c Payments, such�x�ess may be app�ze�to any�ate charges due. Volun�ary prepayments shall be <br /> applied f�rs��a any prepayment charges and th�n as descr�bed xn�he Note. <br /> NEBRASKA-5ingle FamiIy-Fannie MaelFr�ddi�Mac UNIF�RM 1N5TRUM�NT Form 3D28�1�1 <br /> VMP� VMPfi�NE�t7 3��1 <br /> Wolters Kluwer Fi�ancia�Ser�ices Page 4 a€�7 <br />