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Acknowledgment <br />State of Nebraska <br />County of Hall <br />This instrument was acknowledged before me on April 16 , 2014 by <br />Jeremiah S Cole, April A Cole <br />Notary Public <br />Kevin Ottman <br />My commission expires: 05/19/2017 <br />2014 0223 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Island <br />NMLS ID 446443 <br />Loan originator Kevin Ottman <br />NMLS ID 494664 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Form 3028 1/01 <br />VMP6(NEI (13021 <br />Page 17 of 17 <br />