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. ��14����� <br /> required by RESPA, and Borrower sha�1 pay to L�nder�he amount necessary�o ma�e up the c�efc�ency in <br /> accordance w��.a.RESPA, but ir�.no more�h.an 12 monthl�paymen�s. <br /> Upon payment in fu�l of all:sums secured by this Se�ur�ty Yns�rument; Lender sha11 promptly refund to <br /> Borrower any Funds he�d by Lender. <br /> 4 d� �harges; Lie�s. ]Borrower sha1�p�.y a..l��axes, assessmen�s, charges, fi�es, and impositions attr�buta�le to <br /> th�Pro�exty which can a�:ta.i�p�or�t�r over�his Secur��r]C�tru.ment, leasehold��.yments o�-ground re�.ts o� <br /> the Property, �f ar�y�, �.nd Co�u�u��,.ssocia�o���x�s, F�es, �d 1�ssessmer�ts, if a�y. To the�xt�n��h�.t <br /> �iese iten�s are Esc�-o�Items, Borrower sha.�I pa�r them�.�h�ma�ta.er�rovided�r�Section 3. <br /> Borrovver shal�promp��.y dischar�e any lien which has prior�:ty over�his Security I-r�s�rument unless <br /> Borrower: �a}agrees ir�vvri:t�ng�o the payment of�he obliga�on secured by the�z�n in a mann�r accep�ab�:e <br /> to Lender, but on�y so Iong as Borro�rer is perfomzir�g such agreemen�; �b�contes�s the�ien z�good fai.th by, <br /> or def�nds against enforcement of the�.�en in, �egal proceed�ngs uTh�ch in Lender's apinia�.�perate to preven� <br /> �he enforcement of�he Iien wh��:e thase prac��dings are pendi.x�g, but only unt�il such proceedi.ngs are <br /> �oncluc�ed; or�c�secu.res from�he ha�.der flf�a:�li�n�n.agreement satisfactory to Lender subo�d.�:na�.ng;�he <br /> �ien t��s Security Instrument. If JLender de�errn.ines�hat any part af the Proper�y is subj ect�o a I�.en which <br /> can at�ain pr�o�ty aver th.is S�caar�ity Instrumer�t, I1enc�er rr��:y g�ve Borro�ver a noti_ce xd�ntify�ng�e Ixen. <br /> ����i.n 1�d�.ys�f���a1�at�o�.whic�i�iat n�t��e�s giver�, Barro�r�r sh�.�1 s�.t�.s�y��e�ie���-�e o�e o��nor� <br /> of#1ie�.ctiar�s set fo�i abo�re���1ais Section 4. <br /> ]Lender may requ�re B�rrow�r ta pay a ane-�ime charg�for a real esta�te�veri�cat�on�:ndlor report�xa.g <br /> ser��ce used by L.ender in connectron�r�th th�s Loax�. <br /> a. Pr�per�y I nsurance. Barrovv�r shal�keep the improvements now exxs�ing or hereaf�er erected on the <br /> Propex�y�nsured against�oss by fire, hazard.s inciuded wi�hin.�he�erm"extended coverage," and any other <br /> ha.�ards including, but not 1i�ruted�o, ear�hquakes and f�oods, far whi.ch Lender requ�.res insurance. This <br /> insurance sha11 be�ria�n�.ined ua.�ie amounts�i�cludxng deductibl��eve�.s�and for�he per�ods th�.t]Lender <br /> requires. �Tha$Lender�-e�uires�ursua�t to th.e preced��.�sente�.ces�an charige duri�g��.e terrn of��L��.. <br /> The�sur�c�c�e�pr�v�ding���nsura�ce s�all�e�h�sen by�o�rowe�su��ec��o���derP s�i��t�c� <br /> disap�rc�v��3orr��r�r's�ho�.ce, �v�c�rigl.it sha�.�:����e���r�is���.nreaso��.b��. I�exzder��.��-ec�uire <br /> . Bo�oure��o pay, J.n ec�r�r�ect�on with_�.s]Lo�, ex�e�: (a��.or�e-ti-�.e charge fox-flvod�or�e de�e�ina.tion, <br /> cer�x�.cati��a�d�rac�.�g se�v�.ces; �r��b}a one-�.rri�charge fo�fl�od zane deter�.nat�on and cer�ification <br /> serv�ces a�d subs�qu.en�charges each�ime remappings or s�rni.�.ar chan�es occur�vhich reasor�ab�.�r might � <br /> affect such de�ex-�nat�on ar cert��cat�on. Borrourer sha1l also be responsible for the paymen�of any fees <br /> imposed by the Federal Emergency Mar�agement Agency xn cor�nectzon with the rev�ew of any fload zon.e <br /> deternzinat�on resu�tir�g fram an ob�ect�on by Borrotiver. ` <br /> If Barro�rer fai�s to�na.i.�.�axn any of�h.e�overages c��scribed above, Lender ma.y ob�ai.n�urance coverage, <br /> �.t]Lendex's op��on�.nd Borro�ver's expense. L�nde�-is�der na o�b�igatxan���urch�.se an.y�aa�ic�.ax ty�e or <br /> �.rna�t of co�re��. T�iex-efore, such c�verage sb.a�.I caver�.end��, bu��g�it o�-n�ig�t no��ro�ect�orro-�rer, <br /> �arrov�er$s ec�u��y��.��.�1'roper�y, �x��con�e�.ts�f��e P���e�r, �.gaix�st an�ris�, �xaza�-c�o����.b�l��y a�a:d <br /> �g�t�ro�ide g�ea�e����e�s�r coverage�ha��raS pr���us���r��f�ect. �o�-ow�r ackna�r�ec�ges��.t the cost <br /> �f�ie i�,s�-a�.c�coverage so abt�.i.ned m-�ght�ig�i�icant�y exceed the cost of a�surar�.�e�hat Borro�vrer c�u�d <br /> have obtau�.ed. Any amounts disbursed by Lender under this Sectzon 5 sha..l�becaxne additional c�ebt af <br /> Borrower secured by this Security Ir�.s�ru.ment. These amoun�s shal�.i�ear interes�at the Note r�:te fr�x�the <br /> date of disbursement and sha1�be payable, wz�h such�n�eres�, upon�otice f�om Lender ta Borrotiver <br /> request�ng payment. <br /> �4a05$�5 <br /> EVEBRASKA-5ir�g[e�amilv-Fannie M ael�reddie�1!ac�NIFaRM�NSTRIlN[ENT FQrm 3�28 110'f <br /> Vn�P a Vn��stNE3���oz� <br /> Wol€ers KEu�ver F�ancia!5ervices Page S af�i 7' <br />