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��14����� <br /> des�.gnated a�ubs�tu�e n�tice address by n�t�c�to Lender. Ba�ov`rer sha��prompt�y no�ify Lender of <br /> Borro�crer's change of address. If Le�.der specifies a procedure for repor��ng B�rrower's ch�ge of address, <br /> then Borrower sha��only report a cha�ge of address thraugh that specif�.ed procedure. <br /> �`here may be onl�one designated noti�e address under�s Secu�:ty Ins�ram.ent at any one t�me. Any not�ce <br /> to Lender shall be given by deli.vering i�t or b�r�rnailing i.�by first cXass ma�l to Lender's address stated herein <br /> un�e�s Lender ha.s c�esignated anoth.er address by n�t�ce to�3orrotiver. Any not�ce�cvnne���on�ri��s <br /> 5e�urity I�.strument shal�not be d�emed�o have been given��JLender u.�:tzl ac�:a.l��re���ved b�r��nder. If <br /> any�ot�ce required by this Seeurity Instrurne�.t xs alsa re�uiired under.��p��cable L�.w, the Applicable Lavv <br /> requxremen��v���sat�.sf�r�i�corresp�nding re�u.�x-ement under t�i.�.s Security I-�.stru�nent. <br /> ��. Goverr�ing Law; Severab�[ity; Rules of Construct�an. This Security Instrument sha��be governed by <br /> federa�1auT and�he�a�r of the jurisd�c��on�n�hich�he Proper�y is��cated. All righ�s ar�d ab��.ga�ions <br /> co�ta�sied i.n�hi.s Security Instrument are subj ect to any�equiremen�s and I�m��ati�n.,s of Applicab�e Law. <br /> Applicable Laur might explic��ly or�mp�xcitly a11�vv�h.e par��es to a�ree�by contract ar�t mi.ght be silent, but <br /> such s�Ience sha.��x�ot be construed a.s a proh��ai�ion against agreeme�.t by contract. In the event that any <br /> �arovision or clause of�his S�cur�ty Instru.men�or the I�ote canflrc��wxth Applicable La�v, s�c�conflrct sha�� <br /> �o�affec�otlier�xovxsx�ns of this Secu.�-ity Ir.�tY-�.rment�r�e N�te�v�ich�an b�g�.ven ef�ec�wi.thout�ie <br /> ���flie�ing�rov�sx�x�. <br /> ��sec��.�.� S�e�ty�strun���t: �a��v�r�.s of th�e x�aseu��e gend.er sha_ll.mear�a�c�a�nclude conresponc�ing <br /> �.eu�er uro���o��vords�f th.e fem�nine g��der; Cb�worc�s��.�e s�ngular shall m�an ax�.d�ncl�de the p�t��.� <br /> a�d viee versa.; and�e�the word"may" gives so�:e dxscre�ion�vi.�h.out a�y obligat�on�a take any ac��.on. <br /> 'I�; Borraw er's Copy. Bor�rower shall be given one copy af th�Note and of�h�.s Security I�zstrument. <br /> '��. �ransfer�f tMe Proper�y or a Benefic�a� �nteres� in Borrower. 1�s used in�his Sectzon 1$, 'tlnterest in <br /> the Proper�y" means any legal ar beneficia�in�erest�n the Property, �nc�uding, but r�ot limited to, those <br /> benefic�al�nterests transferred i-�.a bond for deed, contract for deed, ins�a:�lment sa�es contract nr es�row <br /> agree�en�, t�e in�er�t of w�iac��s the transfer af t�.��.e b�Borrower at a fut�re date�o a purchase�. <br /> �f a���r a�y p�rt���1i�Pro�er�r o�-a-�y�terest���h���o�e�y�s so�d flr�ra-�sfer�-ed����f�ogr�we�is�.ot a <br /> matural�ers�n and.�.���e�ic�a��teres��n�o���er�s so1c��r tr�a.sfer�ed��r�th�u�i��nd�er's p��_r�rit�e�a <br /> c�r}.sent, Ir�nde���.y�ec�u�r��:�a.ec��a:.�e pa��n��n�11�f�..1�surns seeured��y this Sec�i�V][x�stru�n�nt. <br /> �Iov�e�rer, �us op�o�sh��nat be e�ercised by Lender if such exercise zs p�rohibited by AppTica�ble La�v. <br /> If Lender exercxses this optian, Lender sha1�gxve Barrower notice of acceleratian. The not�ce sha11�provxd�a <br /> period of not Iess thar�34 days from the date th.e natice is g-�ven in accordance�ith Sec�ian 15 u�thin which <br /> Borrow�r must pay a��sums se�ured by�us Security Instrument. If Borro�rer fai�.s to pay these sums prior�a <br /> t�ie expira�om of this�aex�.od, Ler�der rnay��voke a�a.y remed�es perxxut�ed by th�s Secu�ty Instrurrment with�ut <br /> further�o�.ce or�.�ma�c�on�or�-awer. <br /> '[�. E�orrvwer'� Right �a Reir�s�ate Af�er Accelera�io�a If�o�o�er�neets cer�a�n condi�o�.s, �3�����r <br /> s�a1l�ia�ve�tY�e rig�t���ave er�orcerr�ent��t�ais Se��r�:�-Ir�s�ient discon�iued at an���me�r��r�o�e <br /> eaxliest of: (a��.ve da�rs bef��-e saXe of��e�'r�pexty pu�suar�.t��a���ao�er of sale c�nta�ed����s Securi� <br /> In.strume�t; Cb�suc�ather period a:s Applic�:b�e L�.�v�ght specify for tl�ie�ex�mTx�atxo��f�orro�er's�..ght�o <br /> reinsta�e; or�c}entry of a judgment enf�rc�ng this Security In.strument. 'Those condit�ons are�.iat Borrower: <br /> �a}pays Lender a�I sums which�hen tivou�d be due under�s Security Instrument axid the N�te as if no <br /> acce�.erat�.on had occurred; �b}cures ar�y default of any ot.�.er cov�nar��s ar agreements; [c�pays a�:�e�penses <br /> ir�curred i.n enforcz�.�this Secu�ity Instrument, inc�ud.�.r�g, but not�.in�uted to, reasona�a�e attorn�ys' fees, <br /> propex-�y inspeGtion an.d.va�uation fees, and o�her fees ir�.c�rr�d for the purpose of protect�ng Ler�der's interest <br /> 24005875 <br /> NE6RAS�CA-5ingle Fam ily-Fannie 6V�aeiFreddie{Uiac L1NfFnRM INSTRUM FJ�1T �arm 3�28�IO'1 <br /> V��� VMP�tNE��1302� <br /> V1Ialters K[uvv er Financial Seµvices Page 12 flf'�� <br />