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��14��13� <br /> �C� "Lender" i� Ha�e Federa� Sa�i ngs and L�an Assn �f Grand Is�and <br /> Lender is a SaWi ngs and Loan <br /> nrganiz�d and exist�ng under�he�aws of Th� State �f N�braska . <br /> Lender's address is 2z1 S�uth Lo�ust �t �rand Isl and �E 688a1 <br /> Lender zs �he ben�f�c�ary under�his Se�ur�ty �nstrument. <br /> �D} "Trustee" �s Arend R Baack, Attorney <br /> �E} "Note" m�ans the promissory nate s�gn�d b�BQrrower and dat�d Ap r�1 �9, 2�14 . The Na�e <br /> s�ates �ha�Borr�wer owes L�nder S I XTY N I N E TH4USAN❑ F I V E HUNDRED AN D Q�I 14� <br /> Dollars �L�.S. $F�,�Q�.�Q }plus in�erest. Borrower has promised ta pay this deb�in regular <br /> Per�adic Paym�nts and to pay�he de�t�n fu�� no��ater than May 1, �a�4 . <br /> �F� "Prflpe�ty" m�ans�he proper�y that is described belaw under�h�head�ng "'Transfer�f R�ghts in�h� <br /> Proper�y." <br /> �G� "Loan" means the deb�ev�denced by the Nate, p�us �nteres�, any prepaym�n�charges and la�e charges due <br /> under�he Note, and a�l sums due under this S��ur�ty �nstrument, p�us �n�eres�. <br /> �H; "Riders" means a�� R�ders to this Se�urity �nstrument that are executed b�r Borrower. The fol�avving Riders <br /> are to be executed by Barrawer �che��bax as appl�cable]: <br /> �] Adjustab�e Rate Rider � �ondominium Rider � 5econd Hame Rider <br /> � Ba��aon R�der 0 Plann�d Un�t Deve�opmen�Rider 0 �-4 Famil�Rider <br /> 0 VA Rzd�r � Biweekly Payment R�der � �ther�s} �sp�cify� <br /> �I� "Applicaf��e Law" m�ans a�� cantro���ng appliCable federa�, sta�e and 1oca� s�a�utes, regulat�ans, ordinances <br /> and ad�n�stra�i�e rules and ord�rs �that have�he effect�f�au�} as well as a�I applicable finai, nan-appealab�e <br /> judicial ap�n�ons. <br /> �J} "�ommunity Assvciat�on Dues, Fees, and Assessments" means a��due�, fees, assessmen�s and oth�r <br /> charge�that are imp�s�d�n Borr�wer or the Property by a candorninium as�acia�ian, homeo�ner� <br /> association ar similar organ�zat�on. <br /> �K� "Electronic Funds Transfer" means any transfer of funds, a�her than a transac���n�riginate�i by�heck, <br /> draft, or s�mi�ar paper�nstrument, which is init�ated through an e�e�tronic tenmuina�, �e�ephonic instrument, <br /> �omput�r, ar magnetic tape so as t�arder, instruct, ar autharize a financia� institut�on to deb�t ar credit an <br /> ac�ount. Such term�ncludes, but �s na��imited to, poin�-of sale tr�nsfers, autamated te�ier machine <br /> �ransa�t��ns, tran�fers znitia�ed by t��ephone, w�re transfers, and automated clearinghause�ransfer�. <br /> ��} 'T Escrow It�ms" m.�ans thos�items that are described in Sect�an 3. <br /> �M� "N�isce��aneaus Praceeds" means an�r campensati�n, ��ttlemen�, award of damages, or proceeds paid b� <br /> any third pa�.y �oth�r than insuran�:e praceeds paid under the c���rages descr�bed �n Sect��n S} far: �z� <br /> damage to, ar destruct�fln�f, �he Proper�y; �ii}c�nd�mnat�on or o�her taking af a11 or any par��f th� <br /> Praper�y; �i��}c�nveyan��in Iieu of condemnation; ar��v}mzsrepresenta��ons of, or am�ssi�ns as tn, th� <br /> value andlor condition of the Pr� er� . <br /> NEBRASKA-Single Famiiy-Fannie MaelFreddie Mac UN[�ORM INSTREJM�NT �arm 302$�IQ"� <br /> VMP� VMPSfNEZ t13�2� <br /> Wafters Kluwer Financial Ser�ices Page 2 v#17 <br />