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After Recording Return To: <br />DUBUQUE BANK AND TRUST <br />COMPANY <br />16767 N PERIMETER DR, <br />SUITE 105 <br />SCOTTSDALE, AZ 85260 <br />480 -717 -4300 <br />ATTN: POST CLOSING DEPT. <br />Prepared By: <br />MELISSA CHRIST <br />DUBUQUE BANK AND TRUST <br />COMPANY <br />1398 CENTRAL AVENUE <br />DUBUQUE, IA 52001 <br />563 -589 -2000 <br />DEFINITIONS <br />gas <br />C <br />z <br />n o <br />a <br />[Space Above This Line For Recording Datai <br />DEED OF TRUST <br />a <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />33821 Page 1 of 14 <br />r■. <br />- D <br />3 <br />ZIINIGA <br />Loan #: 0160000024 <br />PIN: 400170027 <br />MIN: 100935601600000247 <br />MFRS Phone: 1 -888- 679 -6377 <br />CD (.1) <br />2 <br />CD <br />-1 <br />r <br />r <br />N <br />cri <br />— 4 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections <br />3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided <br />in Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 7, 2014, together with all <br />Riders to this document. <br />(B) "Borrower" is ROGELIO ZUNIGA AND TABETHA L ZUNIGA, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is DUBUQUE BANK AND TRUST COMPANY. Lender is a STATE CHARTERED BANK <br />organized and existing under the laws of IOWA. Lender's address is 1398 CENTRAL AVENUE, <br />Form 30281/01 <br />C <br />aR- .00 <br />