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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />Just Czaplewsk <br />FHA Mortgage WITH MERS -NE <br />VMP ® <br />Wolters Kluwer Financial Services <br />94/01/2014 (Seal) <br />- Borrower <br />04/01/2014 (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />III 111111111 I I 1 11111 <br />g0 3325704 884 0233 4 0910 <br />201 401 860 <br />Revised 4/96 <br />VMP4N(NE) (1302).00 <br />Page 9 of 10 <br />