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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />L DUBBS <br />NO A DUBBS <br />NMLS# 407650 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />(Seal) <br />-Borrow er <br />(Seal) <br />-Borrow er <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />El Refer to the attached Signature Addendum for additional parties and signatures. <br />120251 <br />201401783 <br />Form 3028 1/01 <br />VMP6(N (1302) <br />Page 16 of 1 <br />