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��14�175� 1�. �or��uu�� N�t �el�a��d; F�rb�arar�ce �� Le�d�r N�t � �'ai►��. Extension of the�ime for payment or mod�fi�atz�n of am.ortization of the sums secured�Sy this Security Instrum.ent gran.ted by Lend�r ta Barr�wer or any Suc��ssor in�nterest of Borro�er shall not operat�to release the�iabi�zty of Borro�ver ar an� Successars�n Int�rest of Borro�ver. Lender sha11 n�t be required�� con�xence proceed�ngs agaznst any 5u�c�ssor in Inter�st af Borrower or�o refuse to ex�end time f�r payrr�ent or�therwise modif� amart�za��o�a , of t�e sums s�cur�d by this S�curzty Instrument by reason of ariy demand mad�by th�or�ginal Borro�ver or any Successors in�r�terest of Barxower, Any forbearance by Lender in exercising any right or remedy includ�ng, without limitation, Lender's acceptance of pa�ments fram th�rd persons, entities or Suc�essors in In�eres�of Borrow�r ar in amnunts Iess than the amount then du�, shal�no�b� a wazver of ar preclude th� e�ercise of any r�ght or r�medy e "�� Joint and �e�era[ Liability; ��-signer�; �ucces�ars and As�igns �nund o Barrower cavenants and agrees that Borrou�er's obl�gatinns and Izab�I��s�a��be�o�nt and several, Ho�ever, any Borrfl�ver who co-signs this Security Instrument but does not exe�ute�he Note �a "c�-signer"}; �a� is coMsigning�his Securzty�nstrument only ta mortgage, gran�and conv�y the co-s�gner`s int�rest in the Property under the terms of thzs 5ecurity�nstrument; �b� �s no�personally obligated t�pay�he suxns secured by th�s Secur�ty Instrument; ara.d �c} agre�s that Lend�r and any other Borrower can agree to extend, modif�, forb�ar or r�a�� any accommodat�ons wi�h regard to the terms�f this Security Instrument or th�Na�e Without the ca�sigr�er's cons ent, 5ubj ec�to the provisi�ns of Sect�on �.�, any Successor in Interest�f Borrawer�vho assumes Borro�ver's obligations under this Secur�ty Instrumen�in wrztxng, and is approved by Lend�r, shall obtain a��of Borr�w�r's rights and benefits under�his Security Instrument, Borra�ver shall not be releas�d from Borro�ver's o�ligations and I�ab�lity under this Securzty Instrumen�unless L�nder agr�es to such re�ease�n �vriting. Th�covenants and agreements�f this Security Instrum�nt shall bind �e�cept as pravid�d in Sectzon 2�� an�i�enefit the succ�ssors and assigns of Lender, '�4, Loan Cnarg�s. Lender may charg�Borrower fees for services p�rformed in connectian with Borrower's d�fault, for�he purp�se of pratecting Lender's inter�st in the Proper�y and r�ghts under this Security Instrumen�, inc�ud�ng, but no�limited to, at�arne�s' fees, pr�perty znspection and valuation fees. �ri regard t� any oth�r fees, th�abs�nce of e�press authority in this 5ecuri�y�nstrument ta charge a specif�c fee to Borr�wer�ha�I nat be construed as a prohibitz�n on the charging of such f�e. Lend�r may not charg� fe�s that are expressly pro�zb�ted�y�h�s 5�curzty Instrument ar b� App�icable Law. If the L�an is subj ec�to a law whzch sets maximurn�oan charges, arid�hat lavv is fina�ly interpr��ed so that the interest or other loan charg�s collect�d or to�e callected zn connecti�n with the Loan e�ce�d the permitt�d limits, then: (a} any such Ioan charge shall be r�duced by�he am.ou�.t necessary to reduc�the charg�to the p�rmitted limit; and �b} any sums alr�ady�ollected from Borrow�r�hi�h e�ceeded permi�ted Iirru�s will be r�funded to B�rrowero L,ender rnay choase to ma.ke this r�fur�d by reducz�.g�he principal o�v�d under the N�te�r by making a d�re�t payment to Borrower. If a r�fund reduc�s pr�nc�pal, the redu�tion v�ill b e tr�ated as a p arti a�prep aymen��with�ut any prep aym.er�t charge�vvheth�r or not a prep aymen�cha rge i s pravid�d for under the Note�. Borrower's acceptan�e of any su�h refux�d rnade b�direct payment t� Borrawer�v��onstitu�e a waiver of any right af action B�rrower mzght hav� aris�n�out of such ov�rcharge. 'i a. Not�ces. All notic�s g�ve�.by Borro�rer or Lez�der in cox�rzection�ith this Security Instrument must�e in writing. Any notice to Borrawer in conneGtion�vi�h�his Secur�ty��.strument shall be deemed to have been gzven to Borrower when mailed by first clas�mail or wh�n actual�y deXxw�red to Borrawer's notic�addr�ss if s�n�by other means. Notice to any one Borrawer shall constitut�notic�to aII Barrowers unless Applicab�e La�v�xpressly r�quires otherv�zsee The noti��addr�ss shal�l�e�h�Property Address unless Borrow�r ha� N�gRASKA-5ingi��amify-�annie MaelFreddie Mac LINIFDRM INSTRUMENT �orm 3028"I IDi VMP(�] VMPS{NE}�1302� WoEters Kluw�r�inan�ial 5ervic�s Page 1 1 0�17